3554 Threshfield St, White Plains, MD 20695 Property Records

Charles County property record for 3554 Threshfield St, White Plains, MD 20695

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,266 sqft · built 2015
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$411,372 (Oct 2015)
Tax Bill$20,174 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN06-324053

Property Details

APN / Parcel Number

Primary APN06-324053
Alternative APN
  • 324053

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,266 sqft Living Area
Gross Area3,706 sqft
1st Floor Area1,104 sqft
Basement Area870 sqft
Finished Basement870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number324053
Street Address3554 THRESHFIELD ST
CityWHITE PLAINS
StateMD
Zip20695-4200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionLOT 122 SEC 3 PH 2 GREENHAVEN RUN SUB
Legal SubdivisionGREENHAVEN RUN SUB
Legal Phase2
Legal Block2
Legal Lot Number122
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2007
Census Tract851502

Owner

3554 Threshfield St is owned and occupied by an individual who bought it in October 2015.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3554 THRESHFIELD ST, WHITE PLAINS, MD 20695-4200
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · FHA Mortgage
HOME LENDING
Sep 22, 2025Deed of Trust, Mortgage · FHA Mortgage
RAPID HOME LENDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2015 · Amount on File
Deed SaleOct 8, 2015 · Amount on File
Prior SaleMay 13, 2015 · Amount on File
Deed Book / Page9096 / 216
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateJun 30, 2026
Property Address3554 THRESHFIELD ST, WHITE PLAINS, MD 20695-4200
Document Number1412000351
Book / Page14124 / 351
Instrument DateJun 23, 2026
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyFIRST TITLE COMPANY, EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address3554 THRESHFIELD ST, WHITE PLAINS, MD 20695-4200

Mortgage

Document Number1412000351,
DateJun 30, 2026
Book Page14124/351
Lender
NameHOME LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueJul 1, 2051
Interest
Rate6.53%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3554 THRESHFIELD ST, WHITE PLAINS, MD 20695-4200
Transaction TypeMortgage
Record UpdatedOct 6, 2025
Title CompanyUNKNOWN, EXPRESS FIRST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 THRESHFIELD ST, WHITE PLAINS, MD 20695-4200

Mortgage

Document Number0137980038
DateSep 22, 2025
Book Page13798/38
Lender
NameRAPID HOME LENDING INC
TypeMortgage Company
AddressFARMINGTON, MI 48334
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.24%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.24%
Max Rate At Change6.24%
Index1-Year T-Bill
Max Rate6.24%

Tax Assessment & Valuation

The 2025 property tax bill for 3554 Threshfield St was $20,174.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,833 (+4.58%)$520,700 (-) Land $160,000 Building $360,700
2025$20,174.00$476,967$520,700 Land $160,000 Building $360,700
2023$7,504.00$427,100$455,100 Land $160,000 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3554 Threshfield St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Threshfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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