Upshur County property record for 3554 Silk Tree Rd, Gilmer, TX 75645
| Property Type | Rural Home |
|---|---|
| Details | 4,080 sqft · built 2023 |
| Lot Size | 10.1 acres (440,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,225 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257U-S08-000-005-3 |
| Primary APN | 257U-S08-000-005-3 |
|---|---|
| Alternative APN |
|
| Building Area | 4,080 sqft Living Area |
|---|
| Year Built | Built 2023 |
|---|---|
| Lot Area | 440,392 sqft (10.1 acres) |
| Account Number | 257U-S08-000-005-3 |
|---|---|
| Street Address | 3554 SILK TREE RD |
| City | GILMER |
| State | TX |
| Zip | 75645-7941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A257 JUSTAMENTE, JUAN P,TRACT 5-3, 10.11 ACRES & M/HOME,HUD# NTA2198714 |
| Legal Tract | 3-5 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | BIG SANDY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950501 |
Source: Upshur County records · APN 257U-S08-000-005-3
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3554 SILK TREE RD, GILMER, TX 75645-7941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Jul 14, 2023 | Deed of Trust, Mortgage 21ST MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 |
| Deed Sale | Apr 19, 2021 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 3554 SILK TREE RD, GILMER, TX 75645-7941 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0202102713 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 202102713 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 3554 SILK TREE RD, GILMER, TX 75645-7941 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202304388 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 202304388 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2053 |
| Index | 1-Year LIBOR |
|---|
Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Union Grove Independent School District (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Etex Telephone Cooperative DSL | 10 / 1 |
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION GROVE WSC serves 3,198 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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