3554 Richards Xing, Fort Mill, SC 29708 Property Records

York County property record for 3554 Richards Xing, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,526 sqft · built 2010
Lot Size	0.089 acres (3,890 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2021)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`655-11-01-340`

Property Details

APN / Parcel Number

Primary APN	`655-11-01-340`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,299 sqft
1st Floor Area	1,287 sqft
2nd Floor Area	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	3,890 sqft (0.089 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	3554 RICHARDS XING
City	FORT MILL
State	SC
Zip	29708-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LT 1000 BAXTER WEST PHS XXVI-A
Legal Subdivision	BAXTER
Legal Lot Number	1000
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1001
Census Tract	61004

Owner

3554 Richards Xing is owned and occupied by two individuals who bought it in June 2021.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 9, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 15, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage USAA
Jun 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Document Number	202137319
Deed Book / Page	19389 / 42
Prior Transfer Date	Sep 4, 2018
Prior Transfer Doc	1723000369
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 29, 2021
Property Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981
Document Number	1938900042
Book / Page	19389 / 42
Map Reference	MB 147 PG 121
Instrument Date	Jun 24, 2021
Instrument	2021037319
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3554 RICHARDS CROSSING, FORT MILL, SC 29708-8981

Mortgage

Document Number	2021037320
Date	Jun 29, 2021
Instrument	2021037320

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 9, 2019
Property Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981
Document Number	1764400409
Book / Page	17644 / 409
Map Reference	MB 147 PG 121
Instrument Date	Jul 1, 2019
Instrument	2019027595
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981

Mortgage

Document Number	2019027596
Date	Jul 9, 2019
Instrument	2019027596

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Oct 15, 2018
Property Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981
Book / Page	017230 / 000374
Instrument Date	Sep 4, 2018
Instrument	44530
Transaction Type	Mortgage
Record Updated	Nov 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 RICHARDS XING FORT MILL SC 297088981, FORT MILL, SC 29708-8981

Mortgage

Document Number	1723000374
Date	Oct 15, 2018
Book Page	017230/000374
Instrument	44531

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2033

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 13, 2017
Property Address	3554 RICHARDS XING, FORT MILL, SC 29708-8981
Document Number	1642200347
Book / Page	016422 / 000347
Instrument Date	Feb 22, 2017
Instrument	23219
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3554 RICHARDS XING FORT MILL SC 297088981, FORT MILL, SC 29708-8981

Tax Assessment & Valuation

The 2025 property tax bill for 3554 Richards Xing was $3,713.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,713.00	$21,149 Land $4,188 Building $16,961	$555,500 Land $110,000 Building $445,500
2023	$3,118.00	$18,390 Land $4,400 Building $13,990	$459,747 Land $110,000 Building $349,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3554 Richards Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Richards Xing is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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