3554 Preserve Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3554 Preserve Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,106 sqft · built 2017
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on File
Last Sale	$3,550,000 (Jun 2026)
Tax Bill	$26,982 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`23-2S-21-42800-000-3554`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42800-000-3554`
Alternative APNs	`23-221-42800-000-3554` `1042408`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,106 sqft Living Area
Gross Area	5,552 sqft
1st Floor Area	2,736 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	161 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	840 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	586 sqft
Deck Area	Deck Area
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3554 PRESERVE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 3554 THE PRESERVE AT BURNT PINE PB 14-67 OR 2571-1917 OR 2800-160 OR 2996-3901 OR 3209-2671 OR 3289-3538
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	BURNT PINE
Legal Block	35
Legal Lot Number	3554
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3554 Preserve Ln is owned by an individual who bought it in June 2026.

Source: Walton County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5960 WHITESTONE LN, SUWANEE, GA 30024-3381
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer MCNEESE TITLE LLC, MCNEESE TITLE
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
May 16, 2023	Warranty Deed, Transfer SETCO SERVICES LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jul 30, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	May 16, 2023 · Amount on File
Deed Document Number	202626534
Deed Book / Page	3403 / 3753
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 29, 2026
Property Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803
Document Number	0000026534
Book / Page	3403 / 3753
Instrument Date	Jun 26, 2026
Instrument	202626534
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transaction

Amount	Amount on Record
Tax	$2,509,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5960 WHITESTONE LN, SUWANEE, GA 30024-3381

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803

Mortgage

Document Number	0033031698
Date	Sep 28, 2023
Book Page	3303/1698
Instrument	20230035015

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Max Rate	11.6%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 16, 2023
Property Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803
Document Number	0032893538
Book / Page	3289 / 3538
Map Reference	MB 14 PG 67
Instrument Date	May 11, 2023
Instrument	20230017178
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$24,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 SNUG HARBOR DR, HENDERSONVILLE, TN 37075-4026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SNUG HARBOR DR, HENDERSONVILLE, TN 37075-4026

Mortgage

Document Number	0032251827
Date	Nov 15, 2021
Book Page	3225/1827
Instrument	20210056815

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Oct 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	Other
Margin	3
Max Rate	6.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 30, 2021
Property Address	3554 PRESERVE LN, MIRAMAR BEACH, FL 32550-1803
Document Number	0032092671
Book / Page	3209 / 2671
Map Reference	MB 14 PG 67
Instrument Date	Jul 29, 2021
Instrument	20210038221
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$21,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 BEAVER CT, 961, MARCO ISLAND, FL 34145-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 HARBOR DR # SHUG, SHUG, HENDERSONVILLE, TN 37075-3555

Tax Assessment & Valuation

The 2025 property tax bill for 3554 Preserve Ln was $26,982, down 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,982.00 (-1.91%)	$3,024,781 Land $625,000 Building $2,399,781	$3,024,781 Land $625,000 Building $2,399,781
2024	$27,506.00 (+15.8%)
2023	$23,754.00 (+13.19%)	$2,754,326 (+21.63%) Land $568,824 Building $2,185,502	$2,754,326 (+21.63%) Land $568,824 Building $2,185,502
2022	$20,986.00	$2,264,531 Land $343,874 Building $1,920,657	$2,264,531 Land $343,874 Building $1,920,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3554 Preserve Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Preserve Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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