Santa Cruz County property record for 3554 N Main St, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,567 sqft · built 1966 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $578,000 (Mar 2012) |
| Tax Bill | $9,886 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-292-27 |
| Primary APN | 030-292-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,567 sqft Living Area |
| Gross Area | 2,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,774 sqft (0.431 acres) |
| Garage Type | Attached |
| Garage Area | 215 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3554 N MAIN ST |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 122001 |
Source: Santa Cruz County records · APN 030-292-27
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3554 N MAIN ST, SOQUEL, CA 95073-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 16, 2021 | Intrafamily Transfer, Transfer · Line of Credit BAY FCU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2012 · Amount on Record |
| Deed Sale | Mar 21, 2012 · Amount on Record |
| Prior Sale | Sep 26, 2001 · Amount on Record |
| Deed Document Number | 201213923 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000037889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 16, 2021 |
| Property Address | 3554 N MAIN ST, SOQUEL, CA 95073-2531 |
| Document Number | 0000037889 |
| Map Reference | MB 52 PG 38 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-0037889 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3554 N MAIN ST, SOQUEL, CA 95073-2531 |
| Document Number | 0000037890 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0037890 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3554 N MAIN ST, SOQUEL, CA 95073-2531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3554 N MAIN ST, SOQUEL, CA 95073-2531 |
| Document Number | 0000033632 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0033632 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,522 (+2%) Land $444,313 Building $296,209 | ||
| 2025 | $9,886.00 (+10.22%) Homeowner's exemption | $726,002 (+4.04%) Land $435,601 Building $290,401 | |
| 2023 | $8,969.00 (+1.46%) Homeowner's exemption | $697,810 Land $418,686 Building $279,124 | $1,186,200 |
| 2022 | $8,840.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 25 (1982–2023) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Etheric Communications, LLC..
Based on FCC filings for 282 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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