3554 N Chandler Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3554 N Chandler Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,706 sqft · built 2006
Lot Size	0.241 acres (10,504 sqft)
Owner	Individual Name on Record
Last Sale	$215,500 (Jul 2018)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-22-0020-000I0-0410`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-22-0020-000I0-0410`
Alternative APNs	`2218S19E0020000I00410` `3316503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,385 sqft
1st Floor Area	1,706 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Frame/Wood Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,504 sqft (0.241 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	5 Parking Spaces
Pool Area	292 sqft
Porch	Finished/Screened Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3316503
Street Address	3554 N CHANDLER DR
City	HERNANDO
State	FL
Zip	34442-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	CANTERBURY LAKE ESTATES SECOND ADDN PB 16 PG 80 LOT 41 BLK I
Legal Range	19E
Legal Township	18S
Legal Section	22
Legal Subdivision	CANTERBURY LAKE ESTATES SECOND
Legal Block	I
Legal Lot Number	41
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1025
Census Tract	450104

Owner

Source: Citrus County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Jan 5, 2006 · Amount on Record
Deed Document Number	201833699
Deed Book / Page	2911 / 1290
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032490838
Date	Feb 1, 2022
Book Page	3249/838
Instrument	2022007092

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756

Mortgage

Document Number	0031581436
Date	Apr 27, 2021
Book Page	3158/1436
Instrument	2021027724

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 3, 2018
Property Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756
Document Number	0029111290
Book / Page	2911 / 1290
Map Reference	MB16 PG80-86
Instrument Date	Jun 28, 2018
Instrument	2018033699
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST INTERNATIIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 641476, BEVERLY HILLS, FL 34464-1476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 N CHANDLER DR, HERNANDO, FL 34442-3756

Mortgage

Document Number	2018033700
Date	Jul 3, 2018
Instrument	2018033700

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,227.00 (+5.45%) Homeowner's exemption	$179,379 (-23.91%)	$229,839 (-2.51%) Land $12,800 Building $217,039
2024	$2,112.00 (+2.67%) Homeowner's exemption Additional exemption filed	$235,757 (-1.45%) Land $9,500 Building $226,257	$235,757 (-1.45%) Land $9,500 Building $226,257
2023	$2,057.00 (+7.02%) Homeowner's exemption Additional exemption filed	$239,237 (+16.43%) Land $13,400 Building $225,837	$239,237 (+16.43%) Land $13,400 Building $225,837
2022	$1,922.00 Homeowner's exemption Additional exemption filed	$205,471 Land $9,500 Building $195,971	$205,471 Land $9,500 Building $195,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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