Chippewa County property record for 3554 Locust Ln, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Sep 2023) |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22809-3434-6196-0J10 |
| Primary APN | 22809-3434-6196-0J10 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,335 sqft (0.47 acres) |
|---|
| Account Number | 221 0065 |
|---|---|
| Street Address | 3554 LOCUST LN |
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-0412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSON LAND CO SUB-DIV LOT 10 BLK J |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 34 |
| Legal Subdivision | ANDERSON LAND CO SUB-DIV |
| Legal Block | J |
| Legal Lot Number | 10 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 10100 |
3554 Locust Ln is owned and occupied by an individual who bought it in September 2023.
Source: Chippewa County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Oct 19, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 2023944550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Sep 12, 2023 |
| Property Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Number | 0000944550 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 944550 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Number | 0000944551 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 944551 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Oct 19, 2021 |
| Property Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Number | 924694 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 924694 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Jul 31, 2017 |
| Property Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Number | 0000869826 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 869826 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3554 LOCUST LN, EAU CLAIRE, WI 54703-0412 |
| Document Number | 0000869827 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 869827 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
The 2025 property tax bill for 3554 Locust Ln was $3,106 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,106.00 Homeowner's exemption | $170,200 Land $28,800 Building $141,400 | $222,800 |
| 2023 | $2,909.00 (+15.94%) Homeowner's exemption | $158,800 (-) Land $28,800 Building $130,000 | $213,800 (+26.36%) |
| 2022 | $2,509.00 Homeowner's exemption | $158,800 Land $28,800 Building $130,000 | $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3554 Locust Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3554 Locust Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
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