3554 Loch Haven Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3554 Loch Haven Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,277 sqft · built 1974
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2021)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-06778150`

Property Details

APN / Parcel Number

Primary APN	`01-480-06778150`
Alternative APNs	`148006778150` `48006778150`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,277 sqft Living Area
1st Floor Area	1,283 sqft
Basement Area	994 sqft
Finished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	180 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	48006778150
Street Address	3554 LOCH HAVEN DR
City	EDGEWATER
State	MD
Zip	21037-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 28 29 BK S SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	S
Legal Lot Number	28
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1028
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF COMMERCE FCU
Nov 18, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Feb 26, 2019	Deed, Transfer · FHA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Book / Page	37936 / 336
Transfer Doc	0000006904
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370760204
Date	Jun 28, 2021
Book Page	37076/204

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0308040223
Date	Apr 6, 2017
Book Page	30804/223
Instrument	30804-223

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 18, 2021
Property Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311
Document Number	0379360336
Book / Page	37936 / 336
Map Reference	MB 19 FO 47
Instrument Date	Nov 10, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311

Mortgage

Document Number	37936342
Date	Nov 18, 2021
Instrument	37936/342

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 26, 2019
Property Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311
Document Number	0329040281
Book / Page	32904 / 281
Map Reference	MB 19 FO 47
Instrument Date	Feb 25, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FREESTATE TITLE SVCS OF ANNA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3554 LOCH HAVEN DR, EDGEWATER, MD 21037-3311

Mortgage

Document Number	0032904288
Date	Feb 26, 2019
Instrument	32904/288

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,700 (+28.65%) Land $286,700 Building $244,000	$530,700 (+28.65%) Land $286,700 Building $244,000
2025	$5,382.00 (+19.49%)
2023	$4,504.00 Homeowner's exemption	$412,500 Land $223,000 Building $189,500	$412,500 Land $223,000 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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