3554 Lapland Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3554 Lapland Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1960
Lot Size	0.167 acres (7,318 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2020)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Apr 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0386-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0386-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft
Basement Area	1,266 sqft
Finished Basement	143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3554 LAPLAND DR
City	CINCINNATI
State	OH
Zip	45239-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAPLAND DR 60 X 122 LOT 71 BLUE ROCK HILLS BLK F
Legal Subdivision	BLUE ROCK HILLS
Legal Block	F
Legal Lot Number	71
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3003
Census Tract	20764

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3554 LAPLAND DR, CINCINNATI, OH 45239-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Loan Modification, Mortgage · FHA Mortgage FIRST NAT'L BK/W IL
Apr 15, 2020	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK
Aug 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 15, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	2020-0034918
Deed Book / Page	14147 / 206
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3554 LAPLAND DR, CINCINNATI, OH 45239-5443
Document Number	0000118292
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 LAPLAND DR #SDR CINCINNATI OH 452395443, CINCINNATI, OH 45239-5443

Mortgage

Document Number	0000118292
Date	Nov 10, 2020
Book Page	014293/000005
Instrument	118292

Lender

Name	FIRST NAT'L BK/W IL
Type	Bank
Address	MASON, OH 45040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2020
Property Address	3554 LAPLAND DR, CINCINNATI, OH 45239-5443
Document Number	0000034918
Book / Page	014147 / 000206
Instrument Date	Mar 30, 2020
Instrument	34918
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 LAPLAND DR CINCINNATI OH 452395443, CINCINNATI, OH 45239-5443

Mortgage

Document Number	34919
Date	Apr 15, 2020
Book Page	014147/000208
Instrument	34919

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3554 LAPLAND DR, CINCINNATI, OH 45239-5443
Document Number	0000080937
Book / Page	013495 / 001574
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3554 LAPLAND DR CINCINNATI OH 452395443, CINCINNATI, OH 45239-5443

Mortgage

Document Number	0000080937
Date	Sep 5, 2017
Book Page	013495/001574
Instrument	80937

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3554 LAPLAND DR, CINCINNATI, OH 45239-5443
Document Number	0000084365
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 LAPLAND DR CINCINNATI OH 452395443, CINCINNATI, OH 45239-5443

Mortgage

Document Number	0000084365
Date	Sep 15, 2017
Book Page	013503/000648
Instrument	84365

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00 (+7.86%)	$62,829 (-) Land $11,036 Building $51,793
2024	$3,359.00 (-0.62%)	$62,829 (-) Land $11,036 Building $51,793
2023	$3,380.00 (+8.47%)	$62,829 (+32.97%) Land $11,036 Building $51,793	$179,510 (+32.97%) Land $31,530 Building $147,980
2022	$3,116.00 Homeowner's exemption	$47,250 Land $9,744 Building $37,506
2020			$135,000 Land $27,840 Building $107,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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