3554 Kruger Rd, Memphis, TN 38108 Property Records

Shelby County property record for 3554 Kruger Rd, Memphis, TN 38108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 2022
Lot Size0.158 acres (6,888 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Oct 2022)
Tax Bill$1,049 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-2009-0-0013

Property Details

APN / Parcel Number

Primary APN06-2009-0-0013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTraditional
Lot Area6,888 sqft (0.158 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3554 KRUGER RD
CityMEMPHIS
StateTN
Zip38108-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal SubdivisionUNION VILLA
Legal Lot Number13
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group3
Census Block3032
Census Tract8900

Owner

Source: Shelby County records · APN 06-2009-0-0013

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3571 KENDRICK RD, MEMPHIS, TN 38108-2026
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2022Deed of Trust, Mortgage · Line of Credit
PATRIOT BANK
Oct 27, 2022Warranty Deed, Transfer · VA Mortgage
PATRIOT BANK
Sep 30, 2021Deed of Trust, Mortgage · Line of Credit
PATRIOT BANK
Aug 18, 2021Warranty Deed, Transfer
COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Prior SaleAug 18, 2021 · Amount on Record
Deed Document Number2022119203
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3554 KRUGER RD, MEMPHIS, TN 38108-2033
Transaction TypeMortgage
Record UpdatedNov 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 KRUGER RD, MEMPHIS, TN 38108-2033

Mortgage

Document Number0022120787
DateNov 01, 2022
Instrument22120787
Lender
NamePATRIOT BANK
TypeBank
AddressMEMPHIS, TN 38128
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueOct 19, 2029

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateOct 27, 2022
Property Address3554 KRUGER RD, MEMPHIS, TN 38108-2033
Document Number0022119203
Map ReferenceMB 5 PG 3
Instrument DateSep 29, 2022
Instrument22119203
Transaction TypeTransfer
Record UpdatedNov 02, 2022
Title CompanyLENDSERV NATIONAL TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 KRUGER RD, MEMPHIS, TN 38108-2033

Mortgage

Document Number0022119204
DateOct 27, 2022
Instrument22119204
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

Mortgage

Document Number0022119205
DateOct 27, 2022
Instrument22119205
Lender
NameUNITED HOUSING INC
TypeNon-Lending Institution
AddressMEMPHIS, TN 38118
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueAug 01, 2032

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3554 KRUGER RD, MEMPHIS, TN 38108-2033
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021122455
DateSep 30, 2021
Instrument21122455
Lender
NamePATRIOT BANK
TypeBank
AddressMEMPHIS, TN 38128
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 10, 2022

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 18, 2021
Property Address3554 KRUGER RD, MEMPHIS, TN 38108-2033
Document Number0021102935
Map ReferenceMB 5 PG 3
Instrument DateJul 21, 2021
Instrument21102935
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyCOMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$166.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 DUOMO CV, CORDOVA, TN 38018-1407
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,049.00 (-38.48%)$39,000 (+39.29%) Land $2,500 Building $36,500$156,000 (+39.29%) Land $10,000 Building $146,000
2023$28,000 Land $850 Building $27,150
2022$1,705.00
2021$112,000 Land $3,400 Building $108,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2011)
Most Recent ClaimApr 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 282 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Kruger Rd

Nearby Streets

Search Property Records by Address or Parcel Number