3554 Kalchik Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3554 Kalchik Rd, Petoskey, MI 49770

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	34.2 acres (1,491,494 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2015)
Tax Bill	$838 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-23-100-016`

Property Details

APN / Parcel Number

Primary APN	`13-18-23-100-016`

Exterior

Fire Resistance	Fireproof Steel Frame
Lot Area	1,491,494 sqft (34.2 acres)

Location & Zoning

Street Address	3554 KALCHIK RD
City	PETOSKEY
State	MI
Zip	49770-8538
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	RT FF
Legal Description	N 1/2 OF S 1/2 OF NW 1/4, EXC E 330 FT THEREOF. 34.24 AC M/L. SECTION 23, T34N R6W
Legal Range	06W
Legal Township	34N
Legal Section	23
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4025
Census Tract	970600

Owner

3554 Kalchik Rd, agricultural vacant land, is owned and occupied by an individual who acquired it in January 2017.

Source: Emmet County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 27, 2018	Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK
Jan 10, 2017	Intrafamily Transfer, Transfer TALON TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2015 · Amount on File
Deed Sale	Apr 13, 2015 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	20155128299
Deed Book / Page	1175 / 495
Last Transfer Date	Jan 6, 2017
Transfer Doc	01191/0366
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538

Mortgage

Document Number	0000001230/0000000747
Date	Mar 9, 2021
Book Page	0000001230/0000000747
Instrument	5183714

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001208/0000000275
Date	Nov 27, 2018
Book Page	0000001208/0000000275
Instrument	000005161168

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Jan 10, 2017
Property Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538
Document Number	01191/0366
Book / Page	1191 / 0366
Instrument Date	Jan 6, 2017
Instrument	5144245
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TALON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7540 W TAYLOR RD, 7540, EMBARRASS, MN 55732-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 KALCHIK RD, PETOSKEY, MI 49770-8538

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,500 (+8.65%) Land $56,500	$113,000 (+8.65%) Land $113,000
2025		$52,000 Land $52,000	$104,000 Land $104,000
2024	$838.00
2023		$38,300 Land $38,300	$76,600 Land $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3554 Kalchik Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Kalchik Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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