Santa Rosa County property record for 3554 Ginger Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 1989 |
| Lot Size | 1.64 acres (71,569 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,172 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-1S-27-0000-02107-0000 |
| Primary APN | 39-1S-27-0000-02107-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Heated Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 71,569 sqft (1.64 acres) |
| Lot Dimensions | 3,580 ft deep x 2,000 ft wide |
| Garage Area | 764 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 418 sqft |
| Deck Area | 1 sqft |
| Greenhouse | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 391S270000021070000 |
|---|---|
| Street Address | 3554 GINGER LN |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COMM 433.5 FT S OF SE COR OF N E4 OF NE4 TH S 200 FT TH W 358 FT TH N 200 FT TH E 358 FT TO POB AS DES IN OR 603 PG 633 LESS |
| Legal Range | 27W |
| Legal Township | 01S |
| Legal Section | 39 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1218 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3550 GINGER LN, NAVARRE, FL 32566-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1987 |
| Deed Sale | Jan 1, 1987 |
| Deed Document Number | 0000862746 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,172.00 (+4.27%) Homeowner's exemption Widower's exemption | $136,033 (+3.32%) | $245,094 (+7.93%) Land $60,600 Building $184,494 |
| 2023 | $1,124.00 (-4.66%) Homeowner's exemption Widower's exemption | $131,663 (+3.73%) | $227,085 (+4.2%) Land $45,450 Building $181,635 |
| 2022 | $1,179.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $126,930 | $217,925 Land $42,420 Building $175,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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