3553 Tarn St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3553 Tarn St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,505 sqft · built 2010
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Jun 2021)
Tax Bill	$7,311 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T110500005`

Property Details

APN / Parcel Number

Primary APN	`T110500005`
Alternative APN	`5-116B-A733-00-2050.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,505 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	1,630 sqft
Basement Area	1,630 sqft
Finished Basement	815 sqft
Unfinished Basement	815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Siding
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	105 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T110500005
Street Address	3553 TARN ST
City	SAINT CHARLES
State	MO
Zip	63301-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #2 A-1 LOT 2050
Legal Subdivision	NEW TOWN AT ST CHAS #2 A-1
Legal Lot Number	2050
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4026
Census Tract	310201

Owner

3553 Tarn St is owned by a company that bought it in June 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	3553 TARN ST, SAINT CHARLES, MO 63301-8366
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 30, 2021	Warranty Deed, Transfer
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 10, 2017 · Amount on File
Deed Document Number	202155306
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3553 TARN ST, SAINT CHARLES, MO 63301-8366
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	STELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073560570
Date	Jul 28, 2020
Book Page	7356/570
Instrument	20200728000532100

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3553 TARN ST, SAINT CHARLES, MO 63301-8366
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	STELLER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071902069
Date	Dec 2, 2019
Book Page	7190/2069
Instrument	20191202000686880

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2021
Property Address	3553 TARN ST, SAINT CHARLES, MO 63301-8366
Document Number	2021R055306
Map Reference	MB 456 PG 189
Instrument Date	Jun 29, 2021
Instrument	2021R-055306
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3466 WOOLEN MILL ST, 3466, SAINT CHARLES, MO 63301-8171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CONWAY HILL RD, SAINT LOUIS, MO 63141-7238

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 10, 2017
Property Address	3553 TARN ST, SAINT CHARLES, MO 63301-8366
Document Number	0067100979
Book / Page	6710 / 0979
Map Reference	MB 46 PG 189&190
Instrument Date	Mar 8, 2017
Instrument	20170310000146510
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2553 TARN ST, SAINT CHARLES, MO 63301

Mortgage

Document Number	20170310000146520
Date	Mar 10, 2017
Instrument	20170310000146520

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3553 Tarn St was $7,311, up 10.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,354 (-)	$591,336 (-) Land $112,000 Building $479,336
2025	$7,311.00 (+10.59%)	$112,354	$591,336 Land $112,000 Building $479,336
2024	$6,611.00
2023		$98,778
2022			$519,886 Land $84,000 Building $435,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3553 Tarn St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3553 Tarn St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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