3552 Vista de Madera, Lincoln, CA 95648 Property Records

Placer County property record for 3552 Vista de Madera, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,964 sqft · built 2023
Lot Size	0.615 acres (26,766 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Jul 2019)
Tax Bill	$17,014 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`337-250-002-000`

Property Details

APN / Parcel Number

Primary APN	`337-250-002-000`
Alternative APN	`337-250-002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	26,766 sqft (0.615 acres)
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	337-250-002
Street Address	3552 VISTA DE MADERA
City	LINCOLN
State	CA
Zip	95648-7935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 VERDERA VILLAGE 13 PHASE 3 MOR BK Z PG 58
Legal Subdivision	VERDERA VILLAGE 13 PHASE 3
Legal Lot Number	32
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	4
Census Block	4005
Census Tract	21123

Owner

3552 Vista de Madera is owned and occupied by two individuals who bought it in July 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3552 VISTA DE MADERA, LINCOLN, CA 95648-7935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN BANK OF DIXON
Jul 12, 2019	Correction Deed · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Oct 13, 2004 · Amount on File
Deed Document Number	201948637
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000048637
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3552 VISTA DE MADERA, LINCOLN, CA 95648-7935
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 VISTA DE MADERA, LINCOLN, CA 95648-7935

Mortgage

Document Number	0000031963
Date	Apr 12, 2022
Instrument	2022-0031963

Lender

Name	FIRST NORTHERN BANK OF DIXON
Type	Bank
Address	DAVIS, CA 95616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.45%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	PLACER CA
Recording Date	Jul 12, 2019
Property Address	3552 VISTA DE MADERA, LINCOLN, CA 95648-7935
Document Number	0000048637
Map Reference	MB Z PG 58
Instrument Date	Jul 2, 2019
Instrument	2019-0048637
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2032 HACIENDA DR, ROSEVILLE, CA 95747-9606

Mortgage

Document Number	0000048638
Date	Jul 12, 2019
Instrument	2019-0048638

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 3552 Vista de Madera was $17,014.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,604,328 (+2%) Land $355,848 Building $1,248,480
2025	$17,014.00	$1,572,871 Land $348,871 Building $1,224,000
2023	$8,992.00 (+91.4%)	$733,325 Land $335,325 Building $398,000
2022	$4,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3552 Vista de Madera in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3552 Vista de Madera is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, DigitalPath, Verizon.

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