3552 S Bluff Rd, Obion, TN 38240 Property Records

Obion County property record for 3552 S Bluff Rd, Obion, TN 38240

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,476 sqft · built 1930
Lot Size	14.7 acres (641,639 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jun 2026)
Tax Bill	$446 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066129 01103`

Property Details

APN / Parcel Number

Primary APN	`066129 01103`
Alternative APN	`129 01103`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	641,639 sqft (14.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	496 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	3552 S BLUFF RD
City	OBION
State	TN
Zip	38240-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 9
Legal Subdivision	MARTY MCCLURE
Jurisdiction	OBION TN
Township / Civil Division	5
Census Block Group	3
Census Block	3023
Census Tract	965300

Owner

Source: Obion County assessment roll, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3552 S BLUFF RD, OBION, TN 38240-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit MCKENZIE BANKING COMPANY
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit MCKENZIE BANKING COMPANY
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit FOUNDATION BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	202693280
Deed Book / Page	463 / 323
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	3552 S BLUFF RD, OBION, TN 38240-4004
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000314/535
Date	Mar 1, 2022
Book Page	314/535
Instrument	72286

Lender

Name	MCKENZIE BANKING COMPANY
Type	Bank
Address	MC KENZIE, TN 38201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	3552 S BLUFF RD, OBION, TN 38240-4004
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000350/392
Date	Apr 3, 2023
Book Page	350/392
Instrument	77708

Lender

Name	MCKENZIE BANKING COMPANY
Type	Bank
Address	MC KENZIE, TN 38201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	47 Months
Due	Mar 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Jun 17, 2026
Property Address	3552 S BLUFF RD, OBION, TN 38240-4004
Document Number	0000093280
Book / Page	463 / 323
Instrument Date	Jun 16, 2026
Instrument	202693280
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	DYER LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,179.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 S BLUFF RD, OBION, TN 38240-4004

Mortgage

Document Number	0000093281,
Date	Jun 17, 2026
Instrument	202693281

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Recording Date	Apr 21, 2026
Property Address	3552 S BLUFF RD, OBION, TN 38240-4004
Document Number	0000092416
Book / Page	456 / 305
Instrument Date	Apr 2, 2026
Instrument	202692416
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3552 S BLUFF RD, OBION, TN 38240-4004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092416,
Date	Apr 21, 2026
Book Page	456/305
Instrument	202692416

Lender

Name	FOUNDATION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 28, 2029

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+27.07%)	$32,325 (-) Land $10,350 Building $21,975
2023		$32,325 (+74.97%) Land $10,350 Building $21,975	$129,300 (+74.97%) Land $41,400 Building $87,900
2022	$351.00 (+3.85%)	$18,475 Land $5,850 Building $12,625	$73,900 Land $23,400 Building $50,500
2018	$338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Electric Membership Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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