3551 Polk St, Riverside, CA 92505 Property Records

Riverside County property record for 3551 Polk St, Riverside, CA 92505

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,069 sqft · built 1973
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (Jan 2010)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`138-070-032`

Property Details

APN / Parcel Number

Primary APN	`138-070-032`
Alternative APN	`065103032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,069 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	065103032
Street Address	3551 POLK ST
City	RIVERSIDE
State	CA
Zip	92505-1915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 32 MB 074/046 TR 4660
Legal Subdivision	WHITE OAKS PHASE 1
Legal Tract	4660
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2003
Census Tract	41408

Owner

3551 Polk St, a condominium, is owned and occupied by an individual who bought it in January 2010.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3551 POLK ST, RIVERSIDE, CA 92505-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage KING LNDG
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2010 · Amount on File
Deed Sale	Jan 14, 2010 · Amount on File
Prior Sale	May 31, 2007 · Amount on File
Deed Document Number	201015593
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	0000525560
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3551 POLK ST, RIVERSIDE, CA 92505-1915
Document Number	0000364743
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 POLK ST RIVERSIDE CA 925051915, RIVERSIDE, CA 92505-1915

Mortgage

Document Number	0000364743
Date	Aug 11, 2020
Instrument	364743

Lender

Name	KING LNDG
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 10, 2030

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3551 POLK ST, RIVERSIDE, CA 92505-1915
Document Number	0000063654
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 POLK ST RIVERSIDE CA 925051915, RIVERSIDE, CA 92505-1915
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063654
Date	Feb 14, 2017
Instrument	63654

Lender

Name	PRIVATE INDIVIDUAL
Type	Funding / Finance Company
Address	CERRITOS, CA 90703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3551 Polk St was $1,121 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,096 (+2%) Land $26,322 Building $69,774
2025	$1,121.00 Homeowner's exemption	$94,212 Land $25,806 Building $68,406
2023	$1,068.00 (+6.37%) Homeowner's exemption	$90,554 Land $24,804 Building $65,750
2022	$1,004.00
2021			$179,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3551 Polk St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3551 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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