3551 Lakeview Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 3551 Lakeview Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4,142 sqft · built 1992
Lot Size0.409 acres (17,805 sqft)
Owner2 Individual Names on File
Last Sale$576,500 (Jun 2026)
Tax Bill$9,804 (2024)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-36-228-001

Property Details

APN / Parcel Number

Primary APN18-36-228-001

Interior

Building Area4,142 sqft Living Area
Basement Area2,071 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area17,805 sqft (0.409 acres)
Garage Area400 sqft
PorchPorch
Porch Area40 sqft
Patio Area492 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3551 LAKEVIEW DR
CityALGONQUIN
StateIL
Zip60102-4815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0029359 LT 139 TERRACE HILL SUB UNIT 4
Legal SubdivisionTERRACE HILL SUB
Legal Tract1
Legal Block228
Legal Lot Number139
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3005
Census Tract871107

Owner

3551 Lakeview Dr is owned and occupied by two individuals who bought it in June 2026.

Source: McHenry County records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2026 · Amount on File
Deed SaleJun 10, 2026 · Amount on File
Prior SaleJul 31, 2020 · Amount on File
Deed Document Number202616258
Prior Transfer DateAug 28, 2019
Prior Transfer Doc0000029143
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 10, 2026
Property Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815
Document Number0000016258
Instrument DateMay 13, 2026
Instrument202616258
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87,339.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815

Mortgage

Document Number0000016259,
DateJun 10, 2026
Instrument202616259
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815

Mortgage

Document Number0000038527
DateNov 15, 2022
Instrument2022R0038527
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 31, 2020
Property Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815
Document Number0000029359
Map ReferenceDOC 92R56302
Instrument DateJul 28, 2020
Instrument2020R0029359
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3551 LAKEVIEW DR, 3551, ALGONQUIN, IL 60102-4815

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3551 LAKEVIEW DR, ALGONQUIN, IL 60102-4815

Mortgage

Document Number0000029360
DateJul 31, 2020
Instrument2020R0029360
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,804.00$149,264 Land $17,702 Building $131,562$447,792 Land $53,106 Building $394,686
2022Homeowner's exemption$122,096 Land $14,480 Building $107,616$366,288 Land $43,440 Building $322,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3551 Lakeview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3551 Lakeview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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