3551 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3551 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,682 sqft · built 2011
Lot Size	0.145 acres (6,327 sqft)
Owner	Company Name on Record
Last Sale	$234,386 (Aug 2011)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-79-856`

Property Details

APN / Parcel Number

Primary APN	`304-79-856`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,327 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3551 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 22 MCR 791-03
Legal Range	06E
Legal Township	02S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SEVILLE PARCEL 22
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2006
Census Tract	816402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 6, 2025	Intrafamily Transfer, Transfer
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 25, 2011 · Amount on Record
Deed Sale	Aug 25, 2011 · Amount on Record
Prior Sale	Aug 25, 2011 · Amount on Record
Deed Document Number	0000709363
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000645070
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264

Mortgage

Document Number	0000449832
Date	Apr 22, 2021
Instrument	20210449832

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2025
Property Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264
Document Number	0000645070
Map Reference	MB 791 PG 3
Instrument Date	Nov 5, 2025
Instrument	20250645070
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3551 E MERLOT ST, GILBERT, AZ 85298-9264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL & TR OF PHOENIX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000794102
Date	Oct 7, 2019
Instrument	20190794102

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,600 (-5.05%)	$436,000 (-5.05%) Land $87,200 Building $348,800
2025	$2,175.00 (+3.52%)
2024		$45,920	$459,200 Land $91,800 Building $367,400
2023	$2,101.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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