El Dorado County property record for 3551 Cedar Ravine Rd, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1989 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (Feb 2020) |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-330-069-000 |
| Primary APN | 051-330-069-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Terrain | Gentle Slope |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,484 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3551 CEDAR RAVINE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-6072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PM 40/82/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31200 |
3551 Cedar Ravine Rd is owned and occupied by an individual who bought it in February 2020.
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3551 CEDAR RAVINE RD, PLACERVILLE, CA 95667-6072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 3, 2020 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on File |
| Deed Sale | Feb 3, 2020 · Amount on File |
| Prior Sale | May 19, 2015 · Amount on File |
| Deed Document Number | 20204634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3551 CEDAR RAVINE RD, PLACERVILLE, CA 95667-6072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3551 CEDAR RAVINE RD, PLACERVILLE, CA 95667-6072 |
| Document Number | 0000064751 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-0064751 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 3, 2020 |
| Property Address | 3551 CEDAR RAVINE RD, PLACERVILLE, CA 95667-6072 |
| Document Number | 0000004634 |
| Map Reference | MB 40 PG 82 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 2020-0004634 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3551 CEDAR RAVINE RD, PLACERVILLE, CA 95667-6072 |
| Document Number | 0000004635 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2020-0004635 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 3551 Cedar Ravine Rd was $2,973 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $292,260 (+2%) Land $58,004 Building $234,256 | |
| 2025 | $2,973.00 Homeowner's exemption | $286,530 Land $56,867 Building $229,663 |
| 2023 | $2,854.00 (+0.78%) Homeowner's exemption | $275,405 Land $54,659 Building $220,746 |
| 2022 | $2,832.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3551 Cedar Ravine Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2012–2017) |
| Most Recent Claim | Feb 2017 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3551 Cedar Ravine Rd is very high, ranking above 91% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003 |
|---|---|
| Water Source | Purchased surface water from EL DORADO ID - MAIN |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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