3551 Carnation Cir, Seal Beach, CA 90740 Property Records

Orange County property record for 3551 Carnation Cir, Seal Beach, CA 90740

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,544 sqft · built 1971
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,000,000 (Mar 2020)
Tax Bill	$12,752 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`217-224-16`

Property Details

APN / Parcel Number

Primary APN	`217-224-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	6,000 sqft (0.138 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3551 CARNATION CIR
City	SEAL BEACH
State	CA
Zip	90740-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6177 BLK LOT 16
Legal Subdivision	TRACT NUMBER 6177
Legal Tract	6177
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	4
Census Block	4006
Census Tract	110012

Owner

3551 Carnation Cir is owner-occupied and held in a trust since April 2021.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Intrafamily Transfer, Transfer
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jan 8, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	202091429
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000295797
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 24, 2026
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Document Number	0000083912
Map Reference	MB 246 PG 14-16
Instrument Date	Mar 20, 2026
Instrument	2026000083912
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838

Mortgage

Document Number	0000263112
Date	Jul 29, 2022
Instrument	2022000263112

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 3, 2021
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Document Number	0000295797
Map Reference	MB 246 PG 14-16
Instrument Date	Apr 27, 2021
Instrument	2021000295797
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838

Mortgage

Document Number	0000295798
Date	May 3, 2021
Instrument	2021000295798

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 2, 2020
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Document Number	0000091429
Map Reference	MB 246 PG 14-16
Instrument Date	Feb 7, 2020
Instrument	2020000091429
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838

Mortgage

Document Number	0000091430
Date	Mar 2, 2020
Instrument	2020000091430

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Document Number	0000394952
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3551 CARNATION CIR SEAL BEACH CA 907402838, SEAL BEACH, CA 90740-2838

Mortgage

Document Number	0000394952
Date	Oct 10, 2019
Instrument	394952

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 8, 2019
Property Address	3551 CARNATION CIR, SEAL BEACH, CA 90740-2838
Document Number	0000005357
Instrument Date	Dec 7, 2018
Instrument	5357
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,031.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3551 CARNATION CIR SEAL BEACH CA 907402838, SEAL BEACH, CA 90740-2838

Mortgage

Document Number	5358
Date	Jan 8, 2019
Instrument	5358

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3551 Carnation Cir was $12,752, up 3.4% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Seal Beach City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,127,794 (+2%) Land $931,442 Building $196,352
2025	$12,752.00 (+3.38%) Homeowner's exemption	$1,105,681 Land $913,179 Building $192,502
2024	$12,335.00 (+2.31%)
2023	$12,057.00 (+0.33%) Homeowner's exemption	$1,051,178 Land $877,719 Building $173,459
2022	$12,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3551 Carnation Cir in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1998–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2003 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3551 Carnation Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEAL BEACH serves 24,937 people · EPA ID CA3010041
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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