3551 Biddle St, Cincinnati, OH 45220 Property Records

Hamilton County property record for 3551 Biddle St, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,627 sqft · built 1923
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,211 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-0051-0038-00`

Property Details

APN / Parcel Number

Primary APN	`217-0051-0038-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
Gross Area	3,609 sqft
1st Floor Area	1,220 sqft
2nd Floor Area	982 sqft
Attic	Attic
Attic Area	425 sqft
Basement Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	141 ft deep x 195 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3551 BIDDLE ST
City	CINCINNATI
State	OH
Zip	45220-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	3551 BIDDLE ST 85.37 X 141.31 IRR LOT 3 G M BRAUNE SUB
Legal Subdivision	BRAUNE SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	7000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3551 BIDDLE ST, CINCINNATI, OH 45220-1859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional with PMI CENTERBANK
May 25, 2017	Deed of Trust, Mortgage · Line of Credit CENTERBANK
May 2, 2017	Deed of Trust, Mortgage · Conventional with PMI CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 1997
Transfer Doc	0000140613
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3551 BIDDLE ST, CINCINNATI, OH 45220-1859
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033182
Date	Mar 16, 2021
Book Page	14375/1806
Instrument	2021-0033182

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3551 BIDDLE ST, CINCINNATI, OH 45220-1859
Document Number	0000081653
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3551 BIDDLE ST CINCINNATI OH 452201859, CINCINNATI, OH 45220-1859

Mortgage

Document Number	0000081653
Date	Aug 17, 2020
Book Page	014233/001556
Instrument	81653

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3551 BIDDLE ST, CINCINNATI, OH 45220-1859
Document Number	0000048399
Book / Page	013428 / 000660
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3551 BIDDLE ST CINCINNATI OH 452201859, CINCINNATI, OH 45220-1859

Mortgage

Document Number	0000048399
Date	May 31, 2017
Book Page	013428/000660
Instrument	48399

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3551 BIDDLE ST, CINCINNATI, OH 45220-1859
Document Number	0000041477
Book / Page	013414 / 000386
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3551 BIDDLE ST CINCINNATI OH 452201859, CINCINNATI, OH 45220-1859

Mortgage

Document Number	0000041477
Date	May 10, 2017
Book Page	013414/000386
Instrument	41477

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,211.00 (+3.07%)	$148,838 (-) Land $37,800 Building $111,038	$425,250 (-) Land $108,000 Building $317,250
2024	$8,937.00 (-2.17%)	$148,838 (-) Land $37,800 Building $111,038
2023	$9,135.00 (+29.63%)	$148,838 (+44.77%) Land $37,800 Building $111,038	$425,250 (+44.77%) Land $108,000 Building $317,250
2022	$7,047.00 Homeowner's exemption	$102,809 Land $21,168 Building $81,641
2020			$293,740 Land $60,480 Building $233,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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