3550 Wind River Run, Clermont, FL 34711 Property Records

Lake County property record for 3550 Wind River Run, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,269 sqft · built 2006
Lot Size0.246 acres (10,750 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Nov 2017)
Tax Bill$4,502 (2024)
Deeds & MortgagesDec 2025 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-23-26-0801-000-14600

Property Details

APN / Parcel Number

Primary APN11-23-26-0801-000-14600
Alternative APN
  • 3846940

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,269 sqft Living Area
1st Floor Area2,427 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,750 sqft (0.246 acres)
Garage TypeFinished
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3846940
Street Address3550 WIND RIVER RUN
CityCLERMONT
StateFL
Zip34711-8970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTWOOD RESERVE PHASE 2 PB 57 PG 25-32 LOT 146 ORB 5030 PG 2141
Legal Range26E
Legal Township23S
Legal Section11
Legal SubdivisionHARTWOOD RESERVE
Legal Phase2
Legal Tract801
Legal Lot Number146
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2028
Census Tract31308

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3550 WIND RIVER RUN, CLERMONT, FL 34711-8970
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 1, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2017Warranty Deed, Transfer · VA Mortgage
CARTUS HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2017 · Amount on Record
Deed SaleNov 27, 2017 · Amount on Record
Prior SaleMay 20, 2009 · Amount on Record
Deed Document Number2017124924
Deed Book / Page5030 / 2141
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3550 WIND RIVER RUN, CLERMONT, FL 34711-8970
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3350 WIND RIVER RUN, CLERMONT, FL 34711

Mortgage

Document Number0066560699
DateDec 30, 2025
Book Page6656/699
Instrument2025157964
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueJan 1, 2031

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3550 WIND RIVER RUN, CLERMONT, FL 34711-8970
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 WIND RIVER RUN, CLERMONT, FL 34711-8970

Mortgage

Document Number0055531757
DateOct 1, 2020
Book Page5553/1757
Instrument2020109009
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 27, 2017
Property Address3550 WIND RIVER RUN, CLERMONT, FL 34711-8970
Document Number0050302141
Book / Page005030 / 002141
Instrument DateNov 9, 2017
Instrument124924
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3550 WIND RIVER RUN CLERMONT FL 347118970, CLERMONT, FL 34711-8970

Mortgage

Document Number50302142
DateNov 27, 2017
Book Page005030/002142
Instrument124925
Lender
NameCARTUS HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$318,810 (+5.98%) Land $100,000 Building $218,810$499,747 (+8.43%) Land $100,000 Building $399,747
2024$4,502.00 (+1.97%)
2023$4,415.00 (+3.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$300,810 (+3%)$460,907 (+17.19%) Land $100,000 Building $360,907
2022$4,282.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$292,050$393,291 Land $43,000 Building $350,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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