3550 Sun Cloud Cir, Reno, NV 89506 Property Records

Washoe County property record for 3550 Sun Cloud Cir, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1986
Lot Size	1.08 acres (47,437 sqft)
Owner	2 Individual Names on File
Last Sale	$331,500 (Jun 2015)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552-084-11`

Property Details

APN / Parcel Number

Primary APN	`552-084-11`
Alternative APN	`155756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	840 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	47,437 sqft (1.08 acres)
Garage Type	Built-in
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	254 sqft
Deck Area	560 sqft
Patio Area	560 sqft
Utility Building	1,700 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	155756
Street Address	3550 SUN CLOUD CIR
City	RENO
State	NV
Zip	89506-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	FR SW4 SE4 SEC 11 TWP 20 RGE 19
Legal Range	19
Legal Township	20
Legal Section	11
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	5
Census Block	5011
Census Tract	2618

Owner

3550 Sun Cloud Cir is owned and occupied by two individuals who bought it in June 2015.

Source: Washoe County records, as of January 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3550 SUN CLOUD CIR, RENO, NV 89506-9773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Apr 20, 1994 · Amount on File
Deed Document Number	4483273
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	3550 SUN CLOUD CIR, RENO, NV 89506-9773
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005135717
Date	Feb 1, 2021
Instrument	5135717

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3550 Sun Cloud Cir was $2,636.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00	$102,633 Land $42,525 Building $60,108	$293,236 Land $121,500 Building $171,736
2023	$2,486.00	$102,601 Land $41,580 Building $61,021	$293,146 Land $118,800 Building $174,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3550 Sun Cloud Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 Sun Cloud Cir is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 61% of Nevada
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50