3550 Summit Trail Ct, Carlsbad, CA 92010 Property Records

San Diego County property record for 3550 Summit Trail Ct, Carlsbad, CA 92010

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,753 sqft · built 2013
Lot Size	6.86 acres (298,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$703,000 (Mar 2019)
Tax Bill	$7,550 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-360-11-13`

Property Details

APN / Parcel Number

Primary APN	`168-360-11-13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,753 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	298,946 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3550 SUMMIT TRAIL CT
City	CARLSBAD
State	CA
Zip	92010-5536
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 1 US 37PER DOC11-590788&UND INT IN PHASE 12 TR 015754
Legal Subdivision	FOOTHILL ESTATES
Legal Tract	015754
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4014
Census Tract	19811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3550 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Mar 26, 2019	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Feb 2, 2016 · Amount on Record
Deed Document Number	2019107589
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3550 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536

Mortgage

Document Number	0000167812
Date	Mar 4, 2021
Instrument	2021-0167812

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3550 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Document Number	0000176609
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3550 SUMMIT TRAIL CT CARLSBAD CA 920105536, CARLSBAD, CA 92010-5536

Mortgage

Document Number	0000176609
Date	Apr 7, 2020
Instrument	176609

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2019
Property Address	3550 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5536
Document Number	0000107589
Instrument Date	Feb 19, 2019
Instrument	107589
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3550 SUMMIT TRAIL CT CARLSBAD CA 920105536, CARLSBAD, CA 92010-5536

Mortgage

Document Number	107590
Date	Mar 26, 2019
Instrument	107590

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,887 (+2%) Land $336,585 Building $463,302
2025	$7,550.00 (+2.65%)	$784,204 (+4.04%) Land $329,986 Building $454,218
2023	$7,355.00 (+0.14%)	$753,754 Land $317,173 Building $436,581
2022	$7,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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