Winnebago County property record for 3550 Springwheat, Rockford, IL 61114
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,053 sqft · built 1975 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Jan 2025) |
| Tax Bill | $6,103 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146C052 |
| Primary APN | 146C052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,053 sqft Living Area |
| Gross Area | 3,635 sqft |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 181 ft deep x 108 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3550 SPRINGWHEAT |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61114-5649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MEADOWS OF SPRINGBROOK SUB NO 2 SW 1/4SEC 2 & NW 1/4 SEC 11-44-2 LOT 052 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 11 |
| Legal Subdivision | MEADOWS OF SPRINGBROOK SUB NO 2 |
| Legal Lot Number | 052 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 512 |
3550 Springwheat is owned by a company that bought it in January 2025.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20932 BURR OAK RD, CAPRON, IL 61012-9617 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Apr 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 23, 2017 | Warranty Deed, Transfer · FHA Mortgage BBMC MTG |
| Jun 1, 2012 | Loan Modification, Mortgage · Conventional with PMI METLIFE HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on File |
| Deed Sale | Jan 24, 2025 · Amount on File |
| Prior Sale | Aug 23, 2017 · Amount on File |
| Deed Document Number | 20251782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3550 SPRINGWHEAT, ROCKFORD, IL 61114-5649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032280 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2132280 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 27, 2020 |
| Property Address | 3550 SPRINGWHEAT, ROCKFORD, IL 61114-5649 |
| Document Number | 0001010725 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 1010725 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3550 SPRINGWHEAT ROCKFORD IL 611145649, ROCKFORD, IL 61114-5649 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 23, 2017 |
| Property Address | 3550 SPRINGWHEAT, ROCKFORD, IL 61114-5649 |
| Document Number | 0001025736 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 1025736 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3550 SPRINGWHEAT ROCKFORD IL 611145649, ROCKFORD, IL 61114-5649 |
| Document Number | 1025737 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 1025737 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3550 SPRINGWHEAT, ROCKFORD, IL 61114-5649 |
| Document Number | 0001024274 |
| Instrument Date | Jun 1, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3550 SPRINGWHEAT ROCKFORD IL 611145649, ROCKFORD, IL 61114-5649 |
| Document Number | 0001024274 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 1024274 |
| Name | METLIFE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jul 21, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 3550 Springwheat was $6,103.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,103.00 | $69,135 Land $10,721 Building $58,414 | $207,405 Land $32,163 Building $175,242 |
| 2022 | $53,032 Land $7,583 Building $45,449 | $159,096 Land $22,749 Building $136,347 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3550 Springwheat in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 Springwheat is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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