Frederick County property record for 3550 Sprigg St S, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,176 sqft · built 2014 |
| Lot Size | 0.029 acres (1,247 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $450,000 (Jul 2022) |
| Tax Bill | $6,666 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-589477 |
| Primary APN | 07-589477 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 736 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,247 sqft (0.029 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Balcony Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 589477 |
|---|---|
| Street Address | 3550 SPRIGG ST S |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7935 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 1559 SECTION M-1 1,247 SQ FT VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-1D PRCL 1 |
| Legal Lot Number | 1559 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 752206 |
Source: Frederick County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 12, 2024 | Intrafamily Transfer, Transfer |
| Jul 22, 2022 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Nov 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Oct 17, 2014 · Amount on File |
| Deed Book / Page | 16046 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 12, 2024 |
| Property Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Number | 0167920052 |
| Book / Page | 16792 / 52 |
| Map Reference | MB 92 PL 18 |
| Instrument Date | Feb 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 22, 2022 |
| Property Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Number | 0160460289 |
| Book / Page | 16046 / 289 |
| Map Reference | MB 92 PL 18 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Number | 0016046295 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 16046/295 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Number | 0133830443 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3550 SPRIGG ST S FREDERICK MD 217047935, FREDERICK, MD 21704-7935 |
| Document Number | 0133830443 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 013383/000443 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3550 SPRIGG ST S, FREDERICK, MD 21704-7935 |
| Document Number | 0121680496 |
| Book / Page | 012168 / 000496 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3550 SPRIGG ST S FREDERICK MD 217047935, FREDERICK, MD 21704-7935 |
| Document Number | 0121680496 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 012168/000496 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,666.00 (+14.2%) | $464,967 (+14.6%) | $542,900 (+27.44%) Land $170,000 Building $372,900 |
| 2023 | $5,837.00 | $405,733 | $426,000 Land $135,000 Building $291,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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