3550 Old River Ln, Independence, VA 24348 Property Records

Grayson County property record for 3550 Old River Ln, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 2011
Lot Size	11.5 acres (502,247 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Jul 2025)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-A-1D`

Property Details

APN / Parcel Number

Primary APN	`92-A-1D`
Alternative APN	`7525`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	2,200 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	502,247 sqft (11.5 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	964 sqft
Gazebo	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7525
Street Address	3550 OLD RIVER LN
City	INDEPENDENCE
State	VA
Zip	24348-3967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	11.53 92-A-1D
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3019
Census Tract	60201

Owner

3550 Old River Ln is owned by two individuals who bought it in July 2025.

Source: Grayson County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6215 CHARLIE WALKER RD, KANNAPOLIS, NC 28081-9054
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	20251368
Deed Book / Page	708 / 955
Transfer Doc	1400/2029
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Nov 16, 2020
Property Address	3550 OLD RIVER LN, INDEPENDENCE, VA 24348-3967
Document Number	648/388
Book / Page	648 / 388
Instrument Date	Oct 29, 2020
Instrument	200002289
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LAUREL LN, MOUNT AIRY, NC 27030-1916

Mortgage

Document Number	200002290
Date	Nov 16, 2020
Instrument	200002290

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3550 Old River Ln was $1,777.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00	$306,500 Land $100,900 Building $205,600	$306,500 Land $100,900 Building $205,600
2023	$1,871.00	$306,500 Land $100,900 Building $205,600	$306,500 Land $100,900 Building $205,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3550 Old River Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 Old River Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Old River Ln

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