3550 N State Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3550 N State Rd, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size18 acres (784,080 sqft)
Owner2 Individual Names on Record
Tax Bill$1,826 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-33-200-004-02

Property Details

APN / Parcel Number

Primary APN003-33-200-004-02

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,912 sqft Living Area
1st Floor Area1,144 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area784,080 sqft (18 acres)
Garage Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3550 N STATE RD
CityOWOSSO
StateMI
Zip48867-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 33 T8N R3E SW 14 OF NE 14 EX N 22 A THEREOF
Legal Range03E
Legal Township08N
Legal Section33
JurisdictionSHIAWASSEE MI
Township / Civil DivisionNEW HAVEN
Census Block Group1
Census Block1065
Census Tract30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3550 N STATE RD, OWOSSO, MI 48867-9097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 31, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JOURNEY FCU
Jan 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateSep 16, 2026
Property Address3550 N STATE RD, OWOSSO, MI 48867-9097
Document Number0003407165
Book / Page1342 / 536
Instrument DateSep 11, 2026
Instrument20263407165
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 N STATE RD, OWOSSO, MI 48867-9097

Mortgage

Document Number0003407165,
DateSep 16, 2026
Book Page1342/536
Instrument20263407165
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address3550 N STATE RD, OWOSSO, MI 48867-9097
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 N STATE RD, OWOSSO, MI 48867-9097

Mortgage

Document Number0012970100
DateMay 31, 2022
Book Page1297/100
Instrument3361025
Lender
NameJOURNEY FCU
TypeCredit Union
AddressSAINT JOHNS, MI 48879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 15, 2032

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address3550 N STATE RD, OWOSSO, MI 48867-9097
Document Number0012300856
Book / Page001230 / 000856
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedJul 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3550 N STATE RD OWOSSO MI 488679097, OWOSSO, MI 48867-9097

Mortgage

Document Number0012300856
DateFeb 13, 2017
Book Page001230/000856
Instrument3294164
Lender
NameMICHIGAN H/O ASSISTANCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionNew Haven Township
Unified School DistrictCorunna Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,800 (+8.38%)$271,600 (+8.38%)
2025$1,826.00 (+1.84%) Homeowner's exemption$125,300 (+25.43%)$250,600 (+25.43%)
2024$1,793.00 (+19.06%)
2023$1,506.00 Homeowner's exemption$99,900$199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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