3550 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3550 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,073 sqft · built 1968
Lot Size0.982 acres (42,776 sqft)
Owner2 Individual Names on File
Last Sale$191,000 (Jul 2019)
Tax Bill$5,120 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN500-0072-0013-00

Property Details

APN / Parcel Number

Primary APN500-0072-0013-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,073 sqft Living Area
1st Floor Area1,209 sqft
2nd Floor Area864 sqft
Basement Area1,209 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialBrick
Lot Area42,776 sqft (0.982 acres)
Lot Dimensions313 ft deep x 180 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3550 MOUNT CARMEL RD
CityCINCINNATI
StateOH
Zip45244-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT CARMEL RD 180 X 313.55IRR LOT 4-5 MARGARET L PERINS SUB PARS 13-14 CONS
Legal SubdivisionMARGARET L PERINS SUB
Legal Lot Number4-5 5
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1036
Census Tract24901

Owner

3550 Mount Carmel Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTERBANK
Oct 2, 2020Deed of Trust, Mortgage
CENTERBANK
Jul 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2019 · Amount on File
Deed SaleJul 19, 2019 · Amount on File
Prior SaleJul 19, 2019
Deed Document Number0000058593
Deed Book / Page013962 / 002780
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640

Mortgage

Document Number0000102172
DateOct 5, 2020
Book Page14267/1235
Instrument2020-0102172
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueOct 2, 2030

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640
Document Number0000107235
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3550 MOUNT CARMEL RD CINCINNATI OH 452441640, CINCINNATI, OH 45244-1640

Mortgage

Document Number0000107235
DateOct 15, 2020
Book Page014275/003104
Instrument107235
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
AmountAmount on Record
Term120 Months
DueOct 14, 2030

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJul 19, 2019
Property Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640
Document Number0000058592
Book / Page013962 / 002778
Instrument DateJul 15, 2019
Instrument58592
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 MOUNT CARMEL RD CINCINNATI OH 452441640, CINCINNATI, OH 45244-1640

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 19, 2019
Property Address3550 MOUNT CARMEL RD, CINCINNATI, OH 45244-1640
Document Number0000058593
Book / Page013962 / 002780
Instrument DateJul 15, 2019
Instrument58593
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$764.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3550 MOUNT CARMEL RD CINCINNATI OH 452441640, CINCINNATI, OH 45244-1640

Tax Assessment & Valuation

The 2025 property tax bill for 3550 Mount Carmel Rd was $5,120, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,120.00 (+2.89%)$81,816 (-) Land $14,140 Building $67,676
2024$4,976.00 (+5.13%)$81,816 (-) Land $14,140 Building $67,676
2023$4,733.00 (+8.98%)$81,816 (+22.39%) Land $14,140 Building $67,676$233,760 Land $40,400 Building $193,360
2022$4,343.00 Homeowner's exemption$66,850 Land $11,074 Building $55,776
2020$191,000 Land $31,640 Building $159,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3550 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims108 (1978–2025)
Claims Outside the SFHA6 of 108
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims
  • Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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