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  5. Hogback Mountain Rd

3550 Hogback Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 3550 Hogback Mountain Rd, Tryon, NC 28782

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,346 sqft · built 1970
Lot Size1.57 acres (68,781 sqft)
OwnerIndividual Name on File
Tax Bill$1,442 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Transfer
Flood ZoneZone X (minimal risk)
APNP25-247

Property Details

APN / Parcel Number

Primary APNP25-247
Alternative APN
  • 54020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,346 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Foundation TypeRetaining Wall
Roof MaterialMetal
Lot Area68,781 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number54020
Street Address3550 HOGBACK MOUNTAIN RD
CityTRYON
StateNC
Zip28782-3281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, SECTION I, 0M05 MELROSE MOUNTAIN 09
Legal SubdivisionMELROSE MOUNTAIN
Legal Lot Number2
JurisdictionPOLK NC
Township / Civil DivisionTRYON
Census Block Group2
Census Block2030
Census Tract920304

Owner

Source: Polk County assessment roll, APN P25-247, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3550 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3281
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 15, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2016
Deed SaleApr 29, 2016
Prior SaleJun 15, 2020
Deed Document Number00419/0007
Deed Book / Page419 / 0007
Last Transfer DateMar 29, 2021
Transfer Doc000457/156
Record UpdatedJun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK NC
Recording DateMar 29, 2021
Property Address3550 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3281
Document Number000457/156
Book / Page457 / 156
Instrument DateMar 12, 2021
Transaction TypeTransfer
Record UpdatedMar 07, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3281

Mortgage

Document Number0000457161
DateMar 29, 2021
Instrument457/161
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK NC
Recording DateJun 15, 2020
Property Address3550 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3281
Document Number00449/1184
Book / Page449 / 1184
Instrument DateJun 11, 2020
Transaction TypeTransfer
Record UpdatedMar 07, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3550 HOGBACK MOUNTAIN RD, 3550, TRYON, NC 28782-3281

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 HOGBACK MOUNTAIN RD, TRYON, NC 28782-3281

Tax Assessment & Valuation

Source: Polk County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPolk County
Unified School DistrictPolk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,442.00 (+24.53%)$254,521 (+51.91%) Land $25,395 Building $229,126$254,521 (+51.91%) Land $25,395 Building $229,126
2023$1,158.00$167,542 Land $17,895 Building $149,647
2021$167,542 Land $17,895 Building $149,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), as of July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1995–2024)
Claims Outside the SFHA3 of 13
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims

Wildfire

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 27 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

May also be available: AT&T, T-Mobile USA, Uniti Group, Verizon.

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