3550 E Garner Rd, Clayton, NC 27520 Property Records

Wake County property record for 3550 E Garner Rd, Clayton, NC 27520 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,853 sqft · built 1978
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$16,500 (Aug 1986)
Tax Bill$2,142 (2023)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1740.04-52-4013-000

Property Details

APN / Parcel Number

Primary APN1740.04-52-4013-000
Alternative APNs
  • 1740.04-52-4013 0105497
  • 1740524013
  • 010549701
  • 0105497

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,853 sqft Living Area
1st Floor Area1,853 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1995
Architectural StyleConventional
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Lot Area32,234 sqft (0.74 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area10 sqft
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0105497
Street Address3550 E GARNER RD
CityCLAYTON
StateNC
Zip27520-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO1 PROP OF SWADE E BARBOUR JR SUB
Legal SubdivisionSWADE E BARBOUR JR SUB
Legal Lot Number1
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group1
Census Block1022
Census Tract52807

Owner

Source: Wake County records · APN 1740.04-52-4013-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3550 E GARNER RD, CLAYTON, NC 27520-6517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 1986 · Amount on Record
Deed SaleAug 21, 1986 · Amount on Record
Deed Book / Page3805 / 555
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateJul 02, 2026
Property Address3550 E GARNER RD, CLAYTON, NC 27520-6517
Document Number0000075140
Book / Page20276 / 2596
Instrument DateJun 26, 2026
Instrument202675140
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$82,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 E GARNER RD, CLAYTON, NC 27520-6517

Mortgage

Document Number0000075141,
DateJul 02, 2026
Instrument202675141
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$395,598 (+45.34%) Land $127,500 Building $268,098$395,598 (+45.34%) Land $127,500 Building $268,098
2023$2,142.00$272,193 Land $59,925 Building $212,268$272,193 Land $59,925 Building $212,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: T-Mobile USA, Brightspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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