3550 Drake Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 3550 Drake Rd, Midland, NC 28107

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,095 sqft · built 2001
Lot Size1.24 acres (54,014 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Aug 1999)
Tax Bill$2,827 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN5543 71 7552

Property Details

APN / Parcel Number

Primary APN5543 71 7552
Alternative APNs
  • 10027 0024.800000
  • 5841280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,095 sqft Living Area
Gross Area4,746 sqft
1st Floor Area1,887 sqft
Upper Floors Area208 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialMetal
Lot Area54,014 sqft (1.24 acres)
Lot Width69 ft Width
Garage TypeMixed
Garage Area1,788 sqft
DrivewayConcrete Driveway
Driveway Area240 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area734 sqft
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number5841280
Street Address3550 DRAKE RD
CityMIDLAND
StateNC
Zip28107-8207
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCR
Legal DescriptionS/S DRAKE ROAD
Legal SubdivisionDOWNTOWN MIDLAND
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1056
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3550 DRAKE RD, MIDLAND, NC 28107-8207
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
CORNING FCU
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
CORNING FCU
Dec 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
CORNING FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1999 · Amount on Record
Deed SaleAug 4, 1999 · Amount on Record
Deed Book / Page2620 / 318
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3550 DRAKE RD, MIDLAND, NC 28107-8207
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017625269
DateSep 22, 2025
Book Page17625/269
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueSep 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3550 DRAKE RD, MIDLAND, NC 28107-8207
Transaction TypeMortgage
Record UpdatedFeb 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016811351
DateFeb 14, 2024
Book Page16811/351
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueFeb 13, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3550 DRAKE RD, MIDLAND, NC 28107-8207
Document Number12846256
Book / Page012846 / 000256
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3550 DRAKE RD MIDLAND NC 281078207, MIDLAND, NC 28107-8207

Mortgage

Document Number12846256
DateJan 18, 2018
Book Page012846/000256
Instrument1199
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 17, 2028

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,000 (+60.53%) Land $49,660 Building $496,340
2024$546,000 (+60.53%) Land $49,660 Building $496,340
2023$2,827.00$340,120 Land $27,450 Building $312,670$340,120 Land $27,450 Building $312,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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