Shelby County property record for 3550 Central Ave, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,467 sqft · built 1935 |
| Lot Size | 0.51 acres (22,198 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (Aug 2026) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Mar 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-4056-0-0031 |
| Primary APN | 04-4056-0-0031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,467 sqft Living Area |
| 1st Floor Area | 2,149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 22,198 sqft (0.51 acres) |
| Lot Dimensions | 234 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3550 CENTRAL AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS CENTRAL |
| Legal Subdivision | BUNTYN HIGHLANDS |
| Legal Lot Number | 5&20 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 7300 |
3550 Central Ave is owned by a company that bought it in August 2026.
Source: Shelby County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 519, ROSSVILLE, TN 38066-0519 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Mar 26, 2020 | Loan Modification, Mortgage BANK OF FAYETTE CNTY |
| Mar 26, 2020 | Loan Modification, Mortgage BANK OF FAYETTE CNTY |
| Mar 1, 2019 | Warranty Deed, Transfer · Line of Credit BANK OF FAYETTE CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on File |
| Deed Sale | Aug 26, 2026 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 202673967 |
| Prior Transfer Date | Jul 27, 2026 |
| Prior Transfer Doc | 0000073967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 26, 2026 |
| Property Address | 3550 CENTRAL AVE, MEMPHIS, TN 38111-6004 |
| Document Number | 0000073967 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202673967 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $119,584.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 519, ROSSVILLE, TN 38066-0519 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3550 CENTRAL AVE, MEMPHIS, TN 38111-6004 |
| Document Number | 0000036775 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 143 ALEXANDER ST MEMPHIS TN 381114505, MEMPHIS, TN 38111-4505 |
| Document Number | 0000036775 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 36775 |
| Name | BANK OF FAYETTE CNTY |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38139 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3550 CENTRAL AVE, MEMPHIS, TN 38111-6004 |
| Document Number | 0000036792 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 143 ALEXANDER ST MEMPHIS TN 381114505, MEMPHIS, TN 38111-4505 |
| Document Number | 0000036792 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 36792 |
| Name | BANK OF FAYETTE CNTY |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38139 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 1, 2019 |
| Property Address | 3550 CENTRAL AVE, MEMPHIS, TN 38111-6004 |
| Document Number | 0000020023 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 20023 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3550 CENTRAL AVE MEMPHIS TN 381116004, MEMPHIS, TN 38111-6004 |
| Document Number | 20024 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 20024 |
| Name | BANK OF FAYETTE CNTY |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3550 Central Ave was $2,877.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,877.00 | $106,975 Land $22,650 Building $84,325 | $427,900 Land $90,600 Building $337,300 |
| 2023 | $97,950 Land $22,650 Building $75,300 | ||
| 2022 | $5,966.00 | ||
| 2021 | $391,800 Land $90,600 Building $301,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3550 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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