Clay County property record for 3550 270th Ave, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 2005 |
| Lot Size | 12.5 acres (544,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,278 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963613300001 |
| Primary APN | 963613300001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Basement Area | 1,890 sqft |
| Unfinished Basement | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 544,500 sqft (12.5 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Old Parcel Number | 963613300001 |
|---|---|
| Street Address | 3550 270TH AVE |
| City | SPENCER |
| State | IA |
| Zip | 51301-7592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | C-1 GENERA |
| Legal Description | 12.18 AC TR PT NW SW |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 13 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3171 |
| Census Tract | 80100 |
3550 270th Ave, a rural home, is owned and occupied by two individuals.
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3550 270TH AVE, SPENCER, IA 51301-7592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3550 270th Ave was $3,278, down 7.2% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,278.00 (-7.24%) | $301,870 Land $25,170 Building $276,700 | $301,870 Land $25,170 Building $276,700 |
| 2024 | $3,534.00 | ||
| 2023 | $320,360 (+11.11%) Land $61,530 Building $258,830 | $320,360 Land $61,530 Building $258,830 | |
| 2022 | $3,530.00 Homeowner's exemption | $288,320 Land $57,100 Building $231,220 | |
| 2021 | $288,320 Land $57,100 Building $231,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3550 270th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 270th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures