Adams County property record for 355 Wind Ridge Trl, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1983 |
| Lot Size | 0.199 acres (8,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,700 (Dec 2021) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-04-302-039.000-018 |
| Primary APN | 01-11-04-302-039.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,680 sqft (0.199 acres) |
| Lot Dimensions | 124 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00672305116 |
|---|---|
| Street Address | 355 WIND RIDGE TRL |
| City | BERNE |
| State | IN |
| Zip | 46711-2370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGESIDE PARK ADD LOT 4 |
| Legal Subdivision | VILLAGESIDE PARK ADD |
| Legal Lot Number | 4 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30600 |
355 Wind Ridge Trl is owned and occupied by an individual who bought it in December 2021.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 WIND RIDGE TRL, BERNE, IN 46711-2370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance RUOFF MORTGAGE CO |
| Aug 12, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Prior Sale | Aug 12, 2019 · Amount on File |
| Deed Document Number | 20216421 |
| Prior Transfer Date | Dec 15, 2021 |
| Prior Transfer Doc | 2021006421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Dec 20, 2021 |
| Property Address | 355 WIND RIDGE TRL, BERNE, IN 46711-2370 |
| Document Number | 2021006421 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021006421 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 WIND RIDGE TRL, BERNE, IN 46711-2370 |
| Document Number | 2021006422 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021006422 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 12, 2019 |
| Property Address | 355 WIND RIDGE TRL, BERNE, IN 46711-2370 |
| Document Number | 2019003028 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019003028 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2019003029 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 2019003029 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 355 Wind Ridge Trl was $861 with a homeowner's exemption, up 1.1% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+1.06%) Homeowner's exemption | $104,900 Land $12,300 Building $92,600 | $104,900 Land $12,300 Building $92,600 |
| 2024 | $852.00 (+13%) | ||
| 2023 | $754.00 (+18.74%) | $93,000 (+4.26%) Land $12,300 Building $80,700 | $93,000 (+4.26%) Land $12,300 Building $80,700 |
| 2022 | $635.00 | $89,200 Land $12,300 Building $76,900 | $89,200 Land $12,300 Building $76,900 |
| 2020 | $531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Wind Ridge Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Wind Ridge Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures