355 W Main St, Merced, CA 95340 Property Records

Merced County property record for 355 W Main St, Merced, CA 95340 · Last verified October 2025

Property Summary

Property Type	Commercial
Details	10,000 sqft · built 1912
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Dec 2021)
Tax Bill	$9,544 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`031-151-009-000`

Property Details

APN / Parcel Number

Primary APN	`031-151-009-000`
Alternative APN	`031151009`

Interior

Total Rooms	2 Rooms
Stories	2 Stories
Building Area	10,000 sqft Total Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1995
Construction Type	Tilt-Up Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031151009
Street Address	355 W MAIN ST
City	MERCED
State	CA
Zip	95340-4819
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MERCED LOT 10 BLK 161
Legal Subdivision	MERCED
Legal Block	161
Legal Lot Number	10
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3018
Census Tract	1302

Owner

Source: Merced County records · APN 031-151-009-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1163 PRINCE WILLIAM CT, ATWATER, CA 95301-8389
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY WEST BANK NA
Mar 27, 2024	Deed of Trust, Mortgage MAPLE LEAF CAPITAL COMPANY
Nov 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Dec 27, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Feb 08, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Feb 08, 2019
Deed Document Number	2021056987
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Transaction Type	Mortgage
Record Updated	Dec 05, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 PRINCE WILLIAM CT, ATWATER, CA 95301-8389

Mortgage

Document Number	0000032514
Date	Nov 12, 2025
Instrument	2025032514

Lender

Name	COMMUNITY WEST BANK NA
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 PRINCE WILLIAM CT, ATWATER, CA 95301-8389

Mortgage

Document Number	0000006896
Date	Mar 27, 2024
Instrument	2024006896

Lender

Name	MAPLE LEAF CAPITAL COMPANY
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90049

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Mar 01, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 UNIVERSITY DR, MERCED, CA 95348-2118

Mortgage

Document Number	0000052979
Date	Nov 30, 2021
Instrument	2021052979

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97228

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 27, 2021
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Document Number	0000056987
Map Reference	MB 1 PG 12
Instrument Date	Oct 27, 2021
Instrument	2021056987
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 W MAIN ST # 357, 357, MERCED, CA 95340-4819

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 UNIVERSITY DR, MERCED, CA 95348-2118

Mortgage

Document Number	0000037220
Date	Oct 14, 2020
Instrument	2020037220

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97228

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 08, 2019
Property Address	355 W MAIN ST, MERCED, CA 95340-4819
Document Number	0000004027
Instrument Date	Jan 11, 2019
Instrument	4027
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 UNIVERSITY DR MERCED CA 953482118, MERCED, CA 95348-2118

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,544.00 (+9.15%)	$762,845 (+6.84%) Land $143,263 Building $619,582
2023	$8,744.00 (+8.96%)	$714,000 Land $137,700 Building $576,300
2022	$8,025.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Nearby Flood Policies	59 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 552 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Ayera Technologies, T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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