355 Townsend St, Birmingham, MI 48009 Property Records

Oakland County property record for 355 Townsend St, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,305 sqft · built 1924
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2005)
Tax Bill	$8,720 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-36-136-004`

Property Details

APN / Parcel Number

Primary APN	`08-19-36-136-004`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,305 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	1,079 sqft
Unfinished Basement	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	102 ft deep x 38 ft wide
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	355 TOWNSEND ST
City	BIRMINGHAM
State	MI
Zip	48009-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 36 MERRILL'S PLAT LOT 124 EXC WLY PART MEAS 1.00 FT ON N LOT LINE & 2.00 FT ON S LOT LINE
Legal Range	10E
Legal Township	02N
Legal Section	36
Legal Subdivision	MERRILLS PLAT
Legal Lot Number	124
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2016
Census Tract	153200

Owner

355 Townsend St is owned and occupied by an individual who acquired it in May 2014.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	355 TOWNSEND ST, BIRMINGHAM, MI 48009-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2005 · Amount on File
Deed Sale	Apr 26, 2005 · Amount on File
Deed Document Number	2005118339
Deed Book / Page	35392 / 399
Last Transfer Date	May 23, 2014
Transfer Doc	0000111076
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	355 TOWNSEND ST, BIRMINGHAM, MI 48009-1463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082406
Date	May 29, 2019
Book Page	52867/00747
Instrument	82406

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.65%
Index	1-Year LIBOR
Max Rate	8.65%

Tax Assessment & Valuation

The 2025 property tax bill for 355 Townsend St was $8,720 with a homeowner's exemption, down 9.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,720.00 (-9.78%) Homeowner's exemption	$362,110	$724,220
2024	$9,665.00
2023		$340,270	$680,540
2021	$8,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Townsend St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 355 Townsend St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20