355 Thrall St, Cincinnati, OH 45220 Property Records

Hamilton County property record for 355 Thrall St, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,535 sqft · built 1901
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (Sep 2018)
Tax Bill	$9,895 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-0004-0023-00`

Property Details

APN / Parcel Number

Primary APN	`214-0004-0023-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,535 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,277 sqft
2nd Floor Area	1,258 sqft
Basement Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	355 THRALL ST
City	CINCINNATI
State	OH
Zip	45220-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	355 THRALL ST 50 X 125 LOT 26 THEO COOKS SUB
Legal Subdivision	THEO COOKS SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	7100

Owner

355 Thrall St is owned and occupied by two individuals who bought it in September 2018.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 THRALL ST, CINCINNATI, OH 45220-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FIN'L
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Sep 26, 2014 · Amount on File
Deed Document Number	201879012
Deed Book / Page	13747 / 1650
Prior Transfer Date	Feb 25, 2009
Prior Transfer Doc	0000000203
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	355 THRALL ST, CINCINNATI, OH 45220-1613
Document Number	0000086480
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	355 THRALL ST CINCINNATI OH 452201613, CINCINNATI, OH 45220-1613

Mortgage

Document Number	0000086480
Date	Aug 27, 2020
Book Page	014241/002817
Instrument	86480

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 6, 2018
Property Address	355 THRALL ST, CINCINNATI, OH 45220-1613
Document Number	0000079012
Book / Page	013747 / 001650
Instrument Date	Aug 29, 2018
Instrument	79012
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 THRALL ST CINCINNATI OH 452201613, CINCINNATI, OH 45220-1613

Mortgage

Document Number	79013
Date	Sep 6, 2018
Book Page	013747/001652
Instrument	79013

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 355 Thrall St was $9,895, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,895.00 (+3.03%)	$160,636 (-) Land $27,209 Building $133,427	$458,960 Land $77,740 Building $381,220
2024	$9,604.00 (-2.14%)	$160,636 (-) Land $27,209 Building $133,427
2023	$9,814.00 (-6.91%)	$160,636 (+3.72%) Land $27,209 Building $133,427	$458,960 Land $77,740 Building $381,220
2022	$10,542.00 Homeowner's exemption	$154,876 Land $24,343 Building $130,533
2020			$442,500 Land $69,550 Building $372,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Thrall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 355 Thrall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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