355 Swans Way E, Lake Lure, NC 28746 Property Records

Rutherford County property record for 355 Swans Way E, Lake Lure, NC 28746 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,914 sqft · built 2002
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Company Names on File
Last Sale	$650,000 (Jul 2021)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1652571`

Property Details

APN / Parcel Number

Primary APN	`1652571`
Alternative APN	`58204`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,914 sqft Heated Area
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Wood

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	109,336 sqft (2.51 acres)
Porch	Slab
Porch Area	256 sqft
Deck Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	355 SWANS WAY E
City	LAKE LURE
State	NC
Zip	28746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND LO:270 PL:39-83
Legal Subdivision	RIVERBEND AT LAKE LURE
Legal Lot Number	270
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1019
Census Tract	960302

Owner

Source: Rutherford County records · APN 1652571

Assessment roll updated August 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	332 VANDERBILT RD, ASHEVILLE, NC 28803-2947
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 09, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Deed Book / Page	2048 / 3016
Last Transfer Date	Jun 04, 2026
Transfer Doc	2103002224
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 04, 2026
Property Address	355 SWANS WAY E, LAKE LURE, NC 28746
Document Number	2103002224
Book / Page	2103 / 2224
Instrument Date	Jun 04, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	332 VANDERBILT RD, ASHEVILLE, NC 28803-2947

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 09, 2021
Property Address	355 SWANS WAY E, LAKE LURE, NC 28746-0523
Document Number	0020483016
Book / Page	2048 / 3016
Map Reference	MB 39 PG 83
Instrument Date	Jul 09, 2021
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 FRANZ DR, LAKE FOREST, IL 60045-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7519 PALM RD, WEST PALM BEACH, FL 33406-8731

Mortgage

Document Number	0020483018
Date	Jul 09, 2021
Instrument	2048/3018

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 19, 2021
Property Address	355 SWANS WAY E, LAKE LURE, NC 28746-0523
Document Number	0020440540
Book / Page	2044 / 540
Map Reference	MB 41 PG 118
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 SWANS WAY, LAKE LURE, NC 28746-9450

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	355 SWANS WAY, LAKE LURE, NC 28746-9450

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+60.95%)	$480,200 (-) Land $102,300 Building $377,900	$480,200 (-) Land $102,300 Building $377,900
2023		$480,200 Land $102,300 Building $377,900	$480,200 Land $102,300 Building $377,900
2022	$1,754.00
2021	$1,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 855 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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