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355 Springbrook Trl S, Oswego, IL 60543 Property Records

Kendall County property record for 355 Springbrook Trl S, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 2003
Lot Size0.038 acres (1,637 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Feb 2022)
Tax Bill$5,890 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-03-455-013

Property Details

APN / Parcel Number

Primary APN03-03-455-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,637 sqft (0.038 acres)
Lot Dimensions73 ft deep x 22 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address355 SPRINGBROOK TRL S
CityOSWEGO
StateIL
Zip60543-4000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 79 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number79
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1000
Census Tract890103

Owner

355 Springbrook Trl S is owned and occupied by an individual who bought it in February 2022.

Source: Kendall County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 23, 2022Re-recorded Document · FHA Mortgage
LOANDEPOT.COM LLC
Aug 11, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2022 · Amount on File
Deed SaleFeb 23, 2022 · Amount on File
Prior SaleJan 13, 2022 · Amount on File
Deed Document Number20223601
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJan 13, 2022
Property Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000
Document Number0000000946
Map ReferenceDOC 200300016564
Instrument DateNov 12, 2021
Instrument202200000946
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000

Mortgage

Document Number0000000947
DateJan 13, 2022
Instrument202200000947
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

February 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKENDALL IL
Recording DateFeb 23, 2022
Property Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000
Document Number0000003601
Map ReferenceDOC 200300016564
Instrument DateNov 12, 2021
Instrument202200003601
Record UpdatedMar 4, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000
InvestorPossibly a Property Investor

Mortgage

Document Number0000003602
DateFeb 23, 2022
Instrument202200003602
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 11, 2017
Property Address355 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000
Document Number0000012783
Instrument DateAug 4, 2017
Instrument12783
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address355 SPINGBROOK TRL S OSWEGO IL 60543, OSWEGO, IL 60543

Mortgage

Document Number12784
DateAug 11, 2017
Instrument12784
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 10, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,915 Land $14,421 Building $73,494$263,745 Land $43,263 Building $220,482
2024$5,890.00
2022$64,366 Land $10,558 Building $53,808$193,098 Land $31,674 Building $161,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Springbrook Trl S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Springbrook Trl S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL · Fiber in parts of the area		100 / 20

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