355 Spectrum Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 355 Spectrum Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,360 sqft · built 2014
Lot Size	0.188 acres (8,193 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Dec 2023)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-05-01-059`

Property Details

APN / Parcel Number

Primary APN	`195-05-01-059`
Alternative APN	`195-00-00-054`

Interior

Building Area	2,360 sqft Finished Area
Gross Area	2,760 sqft
1st Floor Area	1,770 sqft
2nd Floor Area	590 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,193 sqft (0.188 acres)
Garage Area	400 sqft

Location & Zoning

Street Address	355 SPECTRUM RD
City	SUMMERVILLE
State	SC
Zip	29486-0903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 56
Legal Subdivision	CANE BAY (MAGNOLIA)
Legal Lot Number	56
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2077
Census Tract	20711

Owner

355 Spectrum Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Berkeley County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed, Transfer · Conventional Mortgage MIDLAND MORTGAGE CORP
Sep 16, 2020	Deed, Transfer · Conventional Mortgage AMERIS BANK
Feb 23, 2018	Loan Modification, Consolidation and Extension, Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	202338233
Deed Book / Page	4737 / 316
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 19, 2023
Property Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	04737/0316
Book / Page	4737 / 316
Map Reference	CAB P PG 370P&371P
Instrument Date	Dec 13, 2023
Instrument	2023038233
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2023038234
Date	Dec 19, 2023
Instrument	2023038234

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 16, 2020
Property Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	03501/0425
Book / Page	3501 / 425
Map Reference	CAB P PG 370P&371P
Instrument Date	Sep 4, 2020
Instrument	2020035367
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	WEEKS AND IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2020035368
Date	Sep 16, 2020
Instrument	2020035368

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	BERKELEY SC
Property Address	355 SPECTRUM RD, SUMMERVILLE, SC 29486-0903
Document Number	2702/0374
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SPECTRUM RD SUMMERVILLE SC 294860903, SUMMERVILLE, SC 29486-0903

Mortgage

Document Number	2702/0374
Date	Mar 23, 2018
Book Page	002702/000374
Instrument	9256

Lender

Name	WFB NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 355 Spectrum Rd was $1,691 with a homeowner's exemption, down 70.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,500 (+2,4%) Land $90,000 Building $300,500	$390,500 (-) Land $90,000 Building $300,500
2025	$1,691.00 (-70.69%)	$15,620 (-) Land $3,600 Building $12,020	$390,500 (-) Land $90,000 Building $300,500
2024	$5,770.00 Homeowner's exemption	$15,620 Land $3,600 Building $12,020	$390,500 Land $90,000 Building $300,500
2022	$1,443.00 Homeowner's exemption	$11,636 Land $2,860 Building $8,776	$290,900 Land $71,500 Building $219,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Spectrum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Spectrum Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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