355 S River St, Lowell, WI 53557 Property Records

Dodge County property record for 355 S River St, Lowell, WI 53557

Property Summary

Property Type	Single Family Home
Lot Size	0.903 acres (39,335 sqft)
Owner	2 Individual Names on File
Last Sale	$105,500 (Oct 2025)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`147-1014-1513-045`

Property Details

APN / Parcel Number

Primary APN	`147-1014-1513-045`
Alternative APN	`147011000000`

Exterior

Lot Area	39,335 sqft (0.903 acres)

Location & Zoning

Street Address	355 S RIVER ST
City	LOWELL
State	WI
Zip	53557-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARC 1 & 2 CSM V4 P229 BEING LOT 1 BLK 4 ORIG PLAT & PT BLK Z PLAT OF LOWELL MISC ADD
Legal Range	14E
Legal Township	10N
Legal Section	15
Legal Subdivision	LOWELL MISC ADD
Legal Block	4,Z
Legal Lot Number	1
Jurisdiction	DODGE WI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1106
Census Tract	961800

Owner

355 S River St is owned and occupied by two individuals who bought it in October 2025.

Source: Dodge County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	355 S RIVER ST, LOWELL, WI 53557-8523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
May 26, 2021	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 30, 2025	Intrafamily Transfer, Transfer TRAVELERS TITLE LLC
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2019	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	20251365375
Prior Transfer Date	Jun 12, 2025
Prior Transfer Doc	0001365374
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001365608
Date	Nov 5, 2025
Instrument	1365608

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001309108
Date	May 26, 2021
Instrument	1309108

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DODGE WI
Recording Date	Oct 30, 2025
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Document Number	0001365375
Map Reference	VOL 4 PG 229
Instrument Date	Oct 18, 2025
Instrument	1365375
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	TRAVELERS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$316.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 S RIVER ST, LOWELL, WI 53557-8523

Mortgage

Document Number	0001365376
Date	Oct 30, 2025
Instrument	1365376

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DODGE WI
Recording Date	Oct 30, 2025
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Document Number	0001365374
Map Reference	VOL 4 PG 229
Instrument Date	Jun 12, 2025
Instrument	1365374
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	TRAVELERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 S RIVER ST, LOWELL, WI 53557-8523

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DODGE WI
Recording Date	Sep 21, 2022
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Document Number	0001330128
Map Reference	VOL 4 PG 229
Instrument Date	Sep 13, 2022
Instrument	1330128
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	ATTORNEYS TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 S RIVER ST, LOWELL, WI 53557-8523

Mortgage

Document Number	0001330129
Date	Sep 21, 2022
Instrument	1330129

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DODGE WI
Recording Date	Oct 2, 2019
Property Address	355 S RIVER ST, LOWELL, WI 53557-8523
Document Number	0001280601
Map Reference	DOC 581100
Instrument Date	Jan 19, 2019
Instrument	1280601
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	NOT AVAILABLE, 1ST SVC TTL & CLOSING INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 S RIVER ST, LOWELL, WI 53557-8523

Mortgage

Document Number	0001280602
Date	Oct 2, 2019
Instrument	1280602

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 355 S River St was $3,341 with a homeowner's exemption, up 26.8% from the year before.

Source: Dodge County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Lowell Village
Unified School District	Dodgeland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,341.00 (+26.79%) Homeowner's exemption	$273,700 (+129.61%) Land $56,600 Building $217,100	$261,700 (+24.09%)
2024	$2,635.00 (+4.15%) Homeowner's exemption	$119,200 (-) Land $19,900 Building $99,300	$210,900 (+9.11%)
2023	$2,530.00 Homeowner's exemption	$119,200 Land $19,900 Building $99,300	$193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 S River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 S River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL WATERWORKS serves 337 people · EPA ID WI1140152
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, Netwurx.

Cell Coverage

5G (outdoors only) and 4G LTE

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