Oswego County and Fulton City property record for 355 S 5th St, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,434 sqft · built 1910 |
| Lot Size | 0.084 acres (3,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jan 2023) |
| Tax Bill | $5,463 (2026) |
| Deeds & Mortgages | Jan 2023 Transfer Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 236.73-03-28 |
| Primary APN | 350400 236.73-03-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 667 sqft |
| 2nd Floor Area | 667 sqft |
| Upper Floors Area | 100 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,680 sqft (0.084 acres) |
| Lot Dimensions | 92 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 317 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1746 |
|---|---|
| Street Address | 355 S 5TH ST |
| City | FULTON |
| State | NY |
| Zip | 13069-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21102 |
355 S 5th St is owned and occupied by two individuals who bought it in January 2023.
Source: Oswego County and Fulton City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2023 | Intrafamily Transfer, Transfer INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Jan 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Feb 12, 2021 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | Feb 12, 2021 · Amount on File |
| Deed Document Number | 2023451 |
| Prior Transfer Date | Jan 11, 2023 |
| Prior Transfer Doc | 0000000542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 18, 2023 |
| Property Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Document Number | 0000000542 |
| Instrument Date | Jan 11, 2023 |
| Instrument | R-2023-000542 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 13, 2023 |
| Property Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Document Number | 0000000451 |
| Instrument Date | Jan 4, 2023 |
| Instrument | R-2023-000451 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 648 S TERRY RD, SYRACUSE, NY 13219-3050 |
| Name | Verified Name |
|---|---|
| Address | 7125 BUCKLEY RD, LIVERPOOL, NY 13088-5405 |
| Document Number | 0000000452 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | R-2023-000452 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 12, 2021 |
| Property Address | 355 S 5TH ST, FULTON, NY 13069-2629 |
| Document Number | 0000001634 |
| Instrument Date | Jan 22, 2021 |
| Instrument | R-2021-001634 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 S 1ST ST, 141, FULTON, NY 13069-1772 |
| Name | Verified Name |
|---|---|
| Address | 648 S TERRY RD, SYRACUSE, NY 13219-3050 |
The 2026 property tax bill for 355 S 5th St was $5,463, up 5.2% from the year before.
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,463.00 (+5.16%) | ||
| 2025 | $5,195.00 | $101,000 Land $6,400 Building $94,600 | $132,895 Land $8,421 Building $124,474 |
| 2023 | $101,000 Land $6,400 Building $94,600 | $109,783 Land $6,957 Building $102,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 S 5th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1978–2011) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 S 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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