355 Ridge Rd, Whitethorn, CA 95589 Property Records

Humboldt County property record for 355 Ridge Rd, Whitethorn, CA 95589

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,096 sqft · built 2005
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2023)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`109-042-022-000`

Property Details

APN / Parcel Number

Primary APN	`109-042-022-000`
Alternative APN	`10904222`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	10904222
Street Address	355 RIDGE RD
City	WHITETHORN
State	CA
Zip	95589-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5-S1-Q/
Legal Description	LT 28 BLK 178
Legal Subdivision	SHELTER COVE SUBDIVISION
Legal Block	178
Legal Lot Number	28
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	1
Census Block	1204
Census Tract	11502

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 564, WHITETHORN, CA 95589-0564
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Feb 15, 2013 · Amount on Record
Deed Document Number	2023-011709
Record Updated	Jun 7, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 1, 2023
Property Address	355 RIDGE RD, WHITETHORN, CA 95589-9184
Document Number	0000011709
Map Reference	MB 14 PG 73-138
Instrument Date	Aug 24, 2023
Instrument	2023-011709
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	355 RIDGE RD, WHITETHORN, CA 95589-9184
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011710
Date	Sep 1, 2023
Instrument	2023-011710

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	355 RIDGE RD, WHITETHORN, CA 95589-9184
Document Number	0000007382
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355 RIDGE RD WHITETHORN CA 955899184, WHITETHORN, CA 95589-9184

Mortgage

Document Number	0000007382
Date	Apr 23, 2018
Instrument	7382

Lender

Name	UMPQUA BK
Type	Bank
Address	GARBERVILLE, CA 95542

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Southern Humboldt Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,264.00 (+87.43%)	$357,000 (+101.09%) Land $142,800 Building $214,200
2023	$2,275.00 (+1.38%)	$177,532 Land $35,504 Building $142,028
2022	$2,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jan 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RESORT IMPROVEMENT DISTRICT #1 serves 803 people · EPA ID CA1210022
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

Cell Coverage

No cell data coverage reported

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