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355 Ridge Dr, Naples, FL 34108 Property Records

Collier County property record for 355 Ridge Dr, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details3,232 sqft · built 2015
Lot Size2.48 acres (108,029 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Jul 2012)
Tax Bill$35,716 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone AH (high risk)
APN561400 L 374A03

Property Details

APN / Parcel Number

Primary APN561400 L 374A03
Alternative APNs
  • 67283840004128400L374
  • 67283840004

Interior

Stories2 Stories
Building Area3,232 sqft Living Area
Gross Area4,609 sqft
1st Floor Area2,200 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeMasonry / Concrete Block
Lot Area108,029 sqft
Garage TypeAttached
Garage Area1,377 sqft
Parking Spaces6 Parking Spaces
Pool Area1,875 sqft
Deck Area969 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address355 RIDGE DR
CityNAPLES
StateFL
Zip34108-2933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionPINE RIDGE EXT BLK L LOT 37
Legal Range25
Legal Township49
Legal Section3
Legal SubdivisionPINE RIDGE EXTENSION
Legal Tract561400
Legal BlockL
Legal Lot Number37
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract10205

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address355 RIDGE DR, NAPLES, FL 34108-2933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Apr 17, 2020Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2012 · Amount on Record
Deed SaleJul 3, 2012 · Amount on Record
Deed Document Number20124713469
Deed Book / Page4813 / 969
Prior Transfer DateFeb 28, 2007
Prior Transfer Doc0041903053
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address355 RIDGE DR, NAPLES, FL 34108-2933
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 RIDGE DR, NAPLES, FL 34108-2933

Mortgage

Document Number0060033984
DateAug 28, 2021
Book Page6003/3984
Instrument6119760
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address355 RIDGE DR, NAPLES, FL 34108-2933
Document Number0057571606
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address355 RIDGE DR NAPLES FL 341082933, NAPLES, FL 34108-2933

Mortgage

Document Number0057571606
DateApr 30, 2020
Book Page005757/001606
Instrument5861192
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 29, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,870,729 (+2.7%)$4,237,297 (-37.32%) Land $3,024,197 Building $1,213,100
2025$35,716.00 (+2.23%) Homeowner's exemption$3,768,967 (+5.99%)$6,759,883 (-38.05%) Land $5,214,132 Building $1,545,751
2024$34,937.00 (+0.52%)
2023$34,757.00 (-3.3%) Homeowner's exemption$3,556,065 (+3%)$10,911,667 (+134.92%) Land $9,330,552 Building $1,581,115
2022$35,943.00 Homeowner's exemption$3,452,490$4,644,940 Land $3,198,459 Building $1,446,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims23 (1995–2017)
Claims Outside the SFHA13 of 23
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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