355 Ricardo Pl, La Jolla, CA 92037 Property Records

San Diego County property record for 355 Ricardo Pl, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,965 sqft · built 1959
Lot Size	0.177 acres (7,700 sqft)
Owner	Company Name on Record
Last Sale	$2,175,000 (Dec 2020)
Tax Bill	$30,125 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415-022-23-00`

Property Details

APN / Parcel Number

Primary APN	`415-022-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,700 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	355 RICARDO PL
City	LA JOLLA
State	CA
Zip	92037-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 48 TR 003216
Legal Subdivision	SUN GOLD POINT
Legal Tract	003216
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	8006

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 91279, SAN DIEGO, CA 92169-3279
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Dec 4, 2020	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2020778699
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	355 RICARDO PL, LA JOLLA, CA 92037-7941
Document Number	0000779635
Instrument Date	Dec 3, 2020
Instrument	779635
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	355 RICARDO PL LA JOLLA CA 920377941, LA JOLLA, CA 92037-7941

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	355 RICARDO PL, LA JOLLA, CA 92037-7941
Document Number	0000778699
Map Reference	MAP 3216
Instrument Date	Nov 4, 2020
Instrument	2020-0778699
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2145 HARBOUR HEIGHTS RD, SAN DIEGO, CA 92109-1427

Mortgage

Document Number	0000778700
Date	Dec 4, 2020
Instrument	2020-0778700

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	355 RICARDO PL, LA JOLLA, CA 92037-7941
Document Number	0000778698
Instrument Date	Jul 31, 2020
Instrument	778698
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 LEMONWOOD DR FALLBROOK CA 920287906, FALLBROOK, CA 92028-7906

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,401,372 (+2%) Land $2,141,915 Building $259,457
2025	$30,125.00 (+8.15%)	$2,354,287 (+4.04%) Land $2,099,917 Building $254,370
2023	$27,855.00 (+2.72%)	$2,262,870 Land $2,018,376 Building $244,494
2022	$27,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2001 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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