355 Rainbow Ct, Silverthorne, CO 80498 Property Records

Summit County property record for 355 Rainbow Ct, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	3 bd · 2 ba · 1,652 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$802,500 (Jun 2024)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0130-05-045`

Property Details

APN / Parcel Number

Primary APN	`2097-0130-05-045`
Alternative APN	`1500713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,652 sqft Gross Area
1st Floor Area	846 sqft
Basement Area	806 sqft
Finished Basement	806 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Average

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	355 RAINBOW CT
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-15
Legal Description	LOT 33A WILLOWGROVE SUB # 2
Legal Subdivision	WILLOW GROVE SUB
Legal Lot Number	33A
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1000
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 982, FRISCO, CO 80443-0982
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
May 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Feb 8, 2005	Deed of Trust, Mortgage · Commercial Mortgage BW MORTGAGE LLC
Aug 28, 2007	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 13, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 27, 2024	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Jan 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jul 29, 2016	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Deed Document Number	20241332905
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0001279876
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001141794
Date	May 17, 2017
Instrument	1141794

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001142355
Date	May 25, 2017
Instrument	1142355

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000782189
Date	Feb 8, 2005
Instrument	782189

Lender

Name	BW MORTGAGE LLC
Address	DES MOINES, IA 50306

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2010
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866094
Date	Aug 28, 2007
Instrument	866094

Lender

Name	BANK OF THE WEST
Type	Bank
Address	WALNUT CREEK, CA 94597

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001121388
Date	Sep 13, 2016
Instrument	1121388

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jun 27, 2024
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Document Number	0001332905
Map Reference	DOC 213770
Instrument Date	Jun 27, 2024
Instrument	1332905
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 982, FRISCO, CO 80443-0982

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 5014, FRISCO, CO 80443-5014
Investor	Possibly a Property Investor

Mortgage

Document Number	0001332906
Date	Jun 27, 2024
Instrument	1332906

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jan 6, 2022
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Document Number	0001279876
Instrument Date	Nov 22, 2021
Instrument	1279876
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 RAINBOW CT, SILVERTHORNE, CO 80498

Mortgage

Document Number	0001279877
Date	Jan 6, 2022
Instrument	1279877

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jul 29, 2016
Property Address	355 RAINBOW CT, SILVERTHORNE, CO 80498
Document Number	0001117139
Instrument Date	Jul 20, 2016
Instrument	1117139
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 982, FRISCO, CO 80443-0982

Mortgage

Document Number	0001117140
Date	Jul 29, 2016
Instrument	1117140

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (+15.35%)	$57,127 (+16.9%)	$840,100 (+15.18%) Land $291,600 Building $548,500
2024	$2,527.00 (-4.28%)	$48,870 (-)
2023	$2,640.00 (+32.4%)	$48,870 (+39.99%)	$729,400 (+45.21%) Land $283,300 Building $446,100
2022	$1,994.00	$34,910	$502,300 Land $168,300 Building $334,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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