Rowan County property record for 355 Poplar Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft |
| Lot Size | 0.797 acres (34,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Nov 2023) |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-10 00 019.00 |
| Primary APN | 029-10 00 019.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,727 sqft (0.797 acres) |
| Cooling System | None |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 8770 |
|---|---|
| Street Address | 355 POPLAR LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT PINE HILLS |
| Legal Subdivision | PINE HILLS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 950100 |
355 Poplar Ln is owned and occupied by an individual who bought it in November 2023.
Source: Rowan County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 17, 2023 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| May 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| May 12, 2023 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Apr 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | May 12, 2023 · Amount on File |
| Deed Document Number | 20232026550 |
| Deed Book / Page | 289 / 832 |
| Prior Transfer Date | Aug 7, 2012 |
| Prior Transfer Doc | 0000245/52 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Document Number | 00A491/168 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | A491/168 |
| Instrument | 2045074 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 17, 2023 |
| Property Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Document Number | 00D289/832 |
| Book / Page | D289 / 832 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2026550 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 HAPPY VALLEY LN, HAZARD, KY 41701-6811 |
| Name | Verified Name |
|---|---|
| Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Mail Care Of | KRYSTAL PERKINS |
| Document Number | 0002026553 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2026553 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000A460/32 |
|---|---|
| Date | May 23, 2023 |
| Book Page | A460/32 |
| Instrument | 2023016 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 12, 2023 |
| Property Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Document Number | 00D287/716 |
| Book / Page | D287 / 716 |
| Instrument Date | May 5, 2023 |
| Instrument | 2022738 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 BRATTON LOOP, MOREHEAD, KY 40351-7704 |
| Name | Verified Name |
|---|---|
| Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Document Number | 0002022741 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2022741 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Number | 00A459/630 |
|---|---|
| Date | May 12, 2023 |
| Book Page | A459/630 |
| Instrument | 2022757 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 355 POPLAR LN, MOREHEAD, KY 40351-8342 |
| Document Number | 000A448/68 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | A448/68 |
| Instrument | 2016174 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 245 Months |
| Due | Sep 1, 2042 |
The 2025 property tax bill for 355 Poplar Ln was $1,640.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 | $196,000 Land $12,500 Building $183,500 | $196,000 Land $12,500 Building $183,500 |
| 2023 | $609.00 | $71,500 Land $12,500 Building $59,000 | $71,500 Land $12,500 Building $59,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 355 Poplar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Poplar Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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