355 Pirates Rd, Summerland Key, FL 33042 Property Records

Monroe County property record for 355 Pirates Rd, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$677,000 (Jan 2022)
Tax Bill	$7,424 (2024)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`00215290-000000`

Property Details

APN / Parcel Number

Primary APN	`00215290-000000`
Alternative APNs	`28662900215290000000` `1282529`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	264 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	680 sqft
Patio Area	1,652 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1282529
Street Address	355 PIRATES RD
City	SUMMERLAND KEY
State	FL
Zip	33042-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 LT 12 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR359-340 OR389-1047 OR448-594 OR746-398 OR825-1128 OR1123-130 OR1291-473 OR1475-2048 OR1475-2049 OR1970-1795 OR2277-1638 OR2563-452 OR2613-1702 OR3146-2472
Legal Range	29E
Legal Township	66S
Legal Section	28
Legal Subdivision	JOLLY ROGER ESTATES
Legal Block	1
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2017
Census Tract	971502

Owner

355 Pirates Rd is owned by an individual who bought it in January 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	900 SPRINGWOOD DR, ORLANDO, FL 32839-1318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Apr 1, 1991 · Amount on File
Deed Document Number	20222355405
Deed Book / Page	3146 / 2472
Prior Transfer Date	Jan 13, 2013
Prior Transfer Doc	0026131702
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 4, 2022
Property Address	355 PIRATES RD, SUMMERLAND KEY, FL 33042-5541
Document Number	0031462472
Book / Page	3146 / 2472
Map Reference	MB 5 PG 34
Instrument Date	Jan 3, 2022
Instrument	2355405
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount on Record
Tax	$4,739.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 N 15TH ST, IMMOKALEE, FL 34142-2866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 SPRINGWOOD DR, ORLANDO, FL 32839-1318

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$786,330 Land $543,000 Building $243,330	$786,330 Land $543,000 Building $243,330
2024	$7,424.00 (-1.11%)
2023	$7,507.00 (+39.64%)	$796,577 (+33.24%) Land $570,000 Building $226,577	$796,577 (+33.24%) Land $570,000 Building $226,577
2022	$5,376.00	$597,829 Land $375,000 Building $222,829	$597,829 Land $375,000 Building $222,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Pirates Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 829 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	829 in force
Nearby Flood Claims	700 (1998–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 355 claims Hurricane Wilma, Oct 2005 · 114 claims Hurricane Georges, Sep 1998 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 355 Pirates Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20