Kane County property record for 355 Persimmon Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,029 sqft · built 1986 |
| Lot Size | 0.74 acres (32,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Nov 2022) |
| Tax Bill | $13,515 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-427-014 |
| Primary APN | 09-27-427-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,029 sqft Living Area |
| Basement Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 32,250 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 355 PERSIMMON DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 IN PERSIMMON FIELDS |
| Legal Subdivision | PERSIMMON FIELDS |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 852005 |
355 Persimmon Dr is owned and occupied by an individual who bought it in November 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 355 PERSIMMON DR, SAINT CHARLES, IL 60174-5605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Deed Document Number | 202254045 |
| Prior Transfer Date | Jan 22, 2003 |
| Prior Transfer Doc | 0000015362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 9, 2022 |
| Property Address | 355 PERSIMMON DR, ST CHARLES, IL 60174-5605 |
| Document Number | 0000054045 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022K054045 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 PERSIMMON DI ST, 355, SAINT CHARLES, IL 60174 |
| Name | Verified Name |
|---|---|
| Address | 1072 W TAYLOR ST APT 2F, 2F, CHICAGO, IL 60607-4967 |
| Document Number | 0000054046 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022K054046 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2037 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 355 PERSIMMON DR, ST CHARLES, IL 60174-5605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000032558 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 2018K032558 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
The 2025 property tax bill for 355 Persimmon Dr was $13,515 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,515.00 Homeowner's exemption | $200,708 (+0.4%) Land $60,624 Building $140,084 | $602,365 (+0.4%) Land $181,945 Building $420,420 |
| 2024 | $199,908 Land $44,688 Building $155,220 | $599,964 Land $134,118 Building $465,846 | |
| 2022 | $12,329.00 (+4.06%) Homeowner's exemption | $158,705 (+4.91%) Land $43,163 Building $115,542 | $476,115 (+4.91%) Land $129,489 Building $346,626 |
| 2021 | $11,848.00 Homeowner's exemption | $151,277 Land $41,143 Building $110,134 | $453,831 Land $123,429 Building $330,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 355 Persimmon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Persimmon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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